AAA Travel Insurance | Comprehensive Coverage for Your Trips (2024)

FAQs

What is covered under AAA travel insurance? ›

Costly Unplanned Expenses: Travel with peace of mind knowing you have coverage for accidents, illness, medical emergencies, delayed or canceled flights, lost luggage and more. Covered Delay: Receive reimbursem*nt for eligible meals, accommodation and transportation expenses during a covered delay.

Comprehensive travel insurance is the highest level of cover you can buy. It typically includes cancellation cover, 24/7 medical cover, lost or damaged luggage costs, personal liability, family emergencies, additional cover for travel delays, and alternative transport expenses.

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

Comprehensive travel insurance refers to single trip plans that offer the widest range of benefits. This type of coverage is extremely popular among travelers as it offers travel protection against the most common disruptions, including cancellations, trip delays, medical emergencies, lost luggage, and more.

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

Travel Insurance is a type of insurance that covers different risks while travelling. It covers medical expenses, lost luggage, flight cancellations, and other losses that a traveller can incur while travelling. Travel Insurance is usually taken from the day of travel till the time the traveller reaches back to India.

Every plan is different, but the coverage amounts and benefits may vary. Determine how much you really need. For example, SquareMouth recommends international travelers get around $50,000 in Emergency Medical coverage and $100,000 for cruises or travel to remote areas.

Overseas travelers should have these minimum levels of protection: Medical Insurance Coverage - $100,000. Medical Evacuation Coverage - $250,000.

To arrive at the total trip cost, you should add all prepaid, nonrefundable expenses such as the following: All nonrefundable payments, including advance deposits toward your trip, such as for cruise, airfare, etc. Prearranged and prepaid ground transportation such as to/from the airport, resort, hotel, etc.

What type of travel insurance do I need? There are two main types of travel insurance: trip protection plans and travel medical plans.

What is the difference between limited and comprehensive travel insurance? ›

A limited plan is only going to cover a predefined amount per incident, while comprehensive will pay a significant percentage of your expenses. To put this into perspective, say you buy a $80 limited plan rather than a $150 comprehensive plan.

Travel protection provides a more basic form of coverage for tourists. It tends to be significantly cheaper but usually only covers trip cancellations. On the other hand, travel insurance offers more comprehensive coverage, often including medical emergency evacuation, baggage delays and flight cancellations.

Classic and Plus members pay reduced fees for air travel transactions, rail with air, and professional fees booked through any AAA Travel Agency. Travel transaction fees are waived for Premier members purchasing air or rail tickets, and on the processing of exchanges, refunds and free tickets.

Ideal for those who want cash back to complement a travel-focused lifestyle. Use the AAA Travel Advantage card to start earning: 5% cash back on gas purchases and electric vehicle-charging stations. 3% cash back on travel, restaurants, grocery store, and purchases at AAA.

AAA deals on hotels & car rentals

AAA members can save up to 10% on the standard rate and earn World of Hyatt points when booking AAA rates. Member benefits: Up to 15% savings on the base rate when booked in advance. 10% off prepaid fuel.