Annual Multi-Trip Travel Insurance - Admiral (2024)

Take out the hassle of arranging insurance for every trip

If you take to the skies regularly, an annual policy could be just what you're looking for. It takes out any hassle of arranging insurance for every trip; simply sit back and relax knowing that all your holidays within the year are covered with Admiral TravelInsurance.

Admiral's Annual Multi-Trip Travel Insurance can insure you for destinations almost anywhere in the world, and for a range of activities including snorkelling, windsurfing and seakayaking.

And if you travel more than once a year, annual cover could be more cost effective for you than a single trippolicy.

You may also be able to add Winter Sports, Cruise or GadgetCover.

What benefits do I get with Admiral's annualcover?

• Unlimited travel for up to 31 days pertrip
• Medical EmergencyCover
• Legal Liability
• LegalProtection
• Personal BelongingsCover

Annual, multi trip travel insurance is perfect for regular holidaymakers and it can cover you whether you're in the UK, Europe or Worldwide.

What level of cover do Ineed?

Just like Admiral Single Trip Insurance, three levels of cover are available - Admiral, Admiral Gold or Admiral Platinum Cover - on our annual, multi-trippolicies.

Here is a small sample of the benefits included with each level of cover. You can read the full list in the policy summarybooklet.

If you fancy the adrenaline rush of a skiing holiday, or you're taking to the seas on a cruise, you’ll need to add on our winter sports cover upgrade or cruise upgrade to your policy as without these, your trip won’t be covered atall.

Are there anyexclusions?

As with any insurance policy, some things aren’t covered by Admiral TravelInsurance.

Exclusions include:

• Pre-existing conditions you don’t tell usabout
• The pre-existing conditions of a relative not on yourpolicy
• Any losses or expenses you can recover from elsewhere, or are more specifically insured by anotherpolicy
• Anticipatedevents
• Coronavirus
• Travelling against FCDO or medicaladvice

You can read the full list of exclusions in our policydocuments.

Do I need travel insurance if I have a European or Global Health InsuranceCard?

Yes, you do. The EHIC (if still in date) isn't a substitute for medical and travel insurance; it entitles you to state-provided healthcare that may become necessary during your holiday in the UK and European Economic Area (but no longer in Iceland, Liechtenstein, Norway orSwitzerland).

In some cases it will cover all or part of your costs for medical care, but it won't cover expensive needs such as airlifting from ski resorts or repatriation. The same applies for the new Global Health Insurance Card (GHIC) which you can apply for once your EHIC hasexpired.

What if I have a pre-existing condition?

A pre-existing condition is a short or long term illness or injury you have or have had before you buy travel insurance. This includes having symptoms, tests, diagnosis or medical treatment for acondition.

You can declare your pre-existing conditions during the quote process to see if we can offer cover. If you’re unsure what needs to be declared or if you're unable to find your condition on the medical conditions list, please contact us on 0333 2349913.

Your pre-existing conditions won’t be covered unlessyou’ve:

• Declared them all on yourpolicy
• Received written confirmation that we’ll cover your medicalcondition
• Paid any additional premium infull

Policy terms and conditions apply. Please note, if you’ve had a positive diagnosis of Covid-19 and been prescribed medication, received treatment, or had a consultation with a doctor or hospital specialist for any medical condition in the past two years, this needs to be declared on yourpolicy.

If you don’t tell us about your pre-existing conditions or give us incorrect information, your policy may be invalid, and we may refuse all or part of any claim yousubmit.

For a quote with us, click the green button above.

The MoneyHelper directory

If you require cover for more serious medical conditions, MoneyHelper may be able to help you find specialist travel insurance through their medicaldirectory.

If you wish to get in touch with them you can call them on 0800 138 7777 or find them online. (Monday to Friday 8:00-18:00, closed on Saturday, Sunday and bankholidays.)

What happens if my holiday iscancelled?

In the unfortunate event your holiday is cancelled, you will be covered for certain reasons for cancellation with Admiral Travel Insurance. Depending on the level of cover you choose - Admiral, Admiral Gold or Admiral Platinum Cover - you could receive up to £5,000 to cover the costs of yourtrip.

How do I get aquote?

Hit the green button above or call 03332349913 to speak to a member of ourteam.

Your questions answered

We're sure you'll love our great products but maybe you have a few questions. You can find answers in thissection.