Best Roadside Assistance Plans and Companies (2024) (2024)

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What Company is Best For Roadside Assistance?

In our review, we found that Better World Club has the best roadside assistance plans out of the companies we studied. The company allows you to buy standalone plans and has a balance of plenty of coverage options to choose from, affordable costs, and great customer service to back up its offerings.

Compare Roadside Assistance

You can compare our recommendations for the best roadside assistance options based on plan type, number of plans offered and cost below. We rank each company using data points in the following rating categories: industry standing, availability, coverage, cost and customer experience:

Top Roadside Assistance CompanyOverall
Rating
Roadside Assistance Award
1. Better World Club9.6Best Roadside Assistance Company
2. Good Sam9.5Best Roadside Assistance For RV
3. Allstate9.4Best Roadside Assistance Deals
4. Travelers9.3Cheap Car Insurance With Roadside Assistance
5. AARP9.2Best Roadside Assistance For Seniors
6. Geico9.1Affordable Car Insurance And Roadside Assistance
7. Liberty Mutual9.0Cheapest Roadside Assistance
8. AAA9.0Best Roadside Assistance Coverage
9. Nationwide9.0Good Roadside Assistance Coverage
10. Progressive9.0Best Roadside Assistance For Motorcycles
11. State Farm8.8Great Customer Service

How much roadside assistance costs largely depends on where you purchase a plan. We’re focusing on roadside assistance companies and car insurance companies on this list, though you can also get coverage from extended warranties, credit cards, phone providers and more.

Best Roadside Assistance Companies

Next, let’s look at the best roadside assistance companies and plans in detail. All of these plans offer standard roadside assistance coverage: towing, jump-starts, lockout assistance, spare tire installation and fuel delivery. We’ll highlight what makes each plan stand out in terms of coverage and perks.

1. Better World Club

Best Roadside Assistance Company

Best Roadside Assistance Plans and Companies (2024) (3)

9.6/10

MONTHLY COST$4.75 to $10.83

Better World Club Roadside Assistance Pros and Cons

Pros Covers EVs and Bicycles Affordable roadside assistance plans Expansive discount program included Cons RV and motorcycle coverage costs extra Only 4 service calls per year 30 day waiting period to use premium plan coverages

Better World Club Roadside Assistance Review

Better World Club is our top pick for roadside assistance coverage because of it’s extensive coverage with affordable prices and some helpful perks. They also offer an extensive discount program as part of their services that can be applied at over 1 million businesses around the United States.

Better World Club Roadside Assistance Cost

Costs for Better World Club roadside assistance prices range from $56.95 to $129.95.95 per year with the $15 sign-up fee included. However, if you switch from AAA this fee is waived. Below you can compare pricing for Better World Club’s three plans:

Roadside Assistance Price CategoryStandardPlatinumPlatinum Complete
Base Price$49.95 $54.95 $89.95
Price to Add RV Coverage$15.00 $25.00 $30.00

You can also save if you are insuring an electric or hybrid vehicle and each year you are with Better World Club your costs will decrease by 10%. Additional discounts are also available as part of their program at various restaurants, law institutions, movie theatres, and more.

Better World Club Roadside Assistance Coverage and Availability

Below you can compare coverages available with Better World Club roadside assistance plans:

Roadside Assistance Coverage CategoryPremium PlanBasic PlanBicycle Plan
Towing100 miles5 miles30 miles
Battery ChargeYesYesN/A
Flat Tire ChangeYesYesN/A
Lockout ServiceYesYesN/A
Fuel DeliveryUp to 2 gallonsAvailable for feeN/A
Trip Interruption$1,500 per use and $1,500 max$750 per use and $1,000 maxN/A
Maps3 free per year3 free per year3 free per year

Roadside assistance with Better World Club is only available for these vehicles:

  • Vehicles under 1 ton
  • Vehicles over 1 ton (needs RV coverage)
  • Bicycles
  • Electric bicycles
  • Motorcycles
  • Scooters 50cc or larger
  • RVs, trailers and campers
  • Pickup Trucks

2. Good Sam

Best Roadside Assistance For RV

Best Roadside Assistance Plans and Companies (2024) (4)

9.5/10

MONTHLY COST$4.13 to $10.00

Good Sam Roadside Assistance Pros and Cons

Pros Great coverage value Special coverages for RVs and trailers Good plan pricing Cons Additional fees charged to choose towing location Mixed customer reception

Good Sam Roadside Assistance Review

Out of the standalone roadside assistance providers we’ve reviewed, Good Sam offers the best roadside assistance coverage for RVs for a decent price. Many incentives such as tire and wheel protection, an RV tech helpline, and emergency medical assistance are available which can be particularly attractive to full-time motorhome drivers.

Good Sam Roadside Assistance Cost

Costs for Good Sam roadside assistance range anywhere from $49.50 per year to $119.50 per year depending on the plan you choose. Below you can compare pricing for their three plan options:

Roadside Assistance Price CategoryStandardPlatinumPlatinum Complete
Base Price$49.95 $54.95 $89.95
Price to Add RVs and Motorcycle Coverage$15.00 $25.00 $30.00

Good Sam Roadside Assistance Coverage and Availability

Good Sam offers three roadside assistance plans that can cover cars, trucks, vans, SUVs, motorcycles, and RVs. Your spouse and dependents under 25 will also be automatically covered. Below you can compare the coverages available with each:

Roadside Assistance Coverage CategoryPlatinumPlatinum+Platinum Complete
TowingUnlimitedUnlimitedUnlimited
Onsite technician supportIncludedIncludedIncluded
Flat TiresIncludedIncludedIncluded
Lockout assistanceIncludedIncludedIncluded
Battery jumpstarts and replacementsIncludedIncludedIncluded
RefuelingIncludedIncludedIncluded
Trip interruptionIncludedIncluded
Emergency medical assistanceIncluded
Tire and wheel protectionIncluded
Motorcycle, van, SUV, truck, trailer coverageIncludedIncluded
RV coverageOnly with rv plansOnly with rv plansOnly with rv plans
RV tech helpline and conciergeOnly with rv plansOnly with rv plans

3. Allstate

Best Roadside Assistance Deals

9.4/10

MONTHLY COST$2.08 to $14.92

Allstate Roadside Assistance Pros and Cons

Pros Great flexible coverage options Can buy roadside assistance as an add-on or separately Cheap coverage with auto insurance Cons More costly if buying separate from auto insurance Mixed customer reception

Allstate Roadside Assistance Review

Overall, Allstate ranked as the 3rd best roadside assistance company due to its good coverage deals and selection. It is the only insurance company to offer a standalone, car insurance add-on, and pay-per-use plans which allow you to choose flexible coverage for your needs.

Allstate Roadside Assistance Cost

The standalone Allstate roadside assistance plans range from $89-$179 per year depending on the plan you choose. Below you can compare the pricing with both of their standalone plans:

Roadside Assistance Price CategoryAdvantage PlanElite Plan
First Year Price$89 $164
After First Year Price$104 $179
Price for additional insuredAfter 2nd insured added $45 per personAfter 2nd insured added $60 per person

If you’re already an Allstate customer, you can get an add-on plan for as low as $25 per auto insurance policy term. If you opt for their pay-per-use plan, you don’t have to pay a membership fee and you just pay for services when you need them.

Allstate Roadside Assistance Coverage and Availability

Roadside assistance plans from Allstate are available in all states and territories in the US. Below we’ve summarized the coverages available with Allstate’s standalone Advantage and Elite plans:

Roadside Assistance Coverage CategoryAdvantage PlanElite Plan
Tow ServicesUp to 10 miles per towUp to 100 miles per tow
Use limit5 rescues7 rescues
Jump starts and lockout servicesIncludedIncluded
Fuel deliveryDelivery covered but member pays fuel costsDelivery covered but member pays fuel costs
Tire and wheel repair and replacementReimbursed 2 times per year up to $100 per occurence only if damage is due to road hazardsReimbursed 2 times per year up to $250 per occurence
Trip interruption$1500 total benefit for up to 3 days$1500 total benefit for up to 3 days
RV protectionIncludedIncluded
Motorcycle protectionNot IncludedIncluded

The add-on roadside assistance plan also has the same coverage services as standalone plans. Pay-per-use plans have the same availability as high-level plans on an as-needed basis.

4. Travelers

Cheap Car Insurance With Roadside Assistance

9.3/10

MONTHLY COSTLess than $1 to $2.50

Travelers Roadside Assistance Pros and Cons

Pros Affordable roadside assistance coverage plans Trip interruption and personal property protection with premium plan Cheap car insurance pricing for most drivers Cons Can only be purchased with car insurance

Travelers Roadside Assistance Review

Travelers is an affordable auto insurance company with cheap comprehensive roadside plans. Uniquely the company offers personal property coverage with trip interruption which can be handy if you’re in a pinch. They also earned our top spot for the best car insurance company.

Travelers Roadside Assistance Cost

You can expect Travelers roadside assistance costs to be anywhere from $10 to $30 or more per year depending on the plan you choose and your location.

Travelers Roadside Assistance Coverage and Availability

You can get Travelers roadside assistance in all 50 states and Washington D.C. The company offers two roadside plans for auto insurance customers including standard roadside assistance and premier roadside assistance:

Roadside Assistance Coverage CategoryStandard PlanPremier Plan
TowingUp to 15 milesUp to 100 Miles
Battery Replacements and JumpstartsIncluded but driver pays battery cost if replacementIncluded but driver pays battery cost if replacement
Fuel DeliveryIncluded but driver pays fuel costIncluded but driver pays fuel cost
Flat Tire ChangeIncludedIncluded
Lockout AssistanceIncludedIncluded
Roadside WinchingIncludedIncluded
Trip InterruptionNot Included$200/day up to a maximum of $600 total for lodging, meals and alternate transportation up to 100 miles from home.
Personal Property CoverageNot Included$500 of coverage for personal property damaged or stolen

5. AARP

Best Roadside Assistance For Seniors

9.2/10

MONTHLY COST$5.50 to $11.92

AARP Roadside Assistance Pros and Cons

Pros Can be bought separate from car insurance Subscription to AARP comes with a wide variety of discounts Services backed by Allstate Cons Only available to AARP members

AARP Roadside Assistance Review

We believe AARP has the best roadside assistance for seniors and members can get discounts of up to 20%. Their plans are backed by our number three option on our list Allstate, but they are less comprehensive than theirs.

AARP Roadside Assistance Cost

The AARP Roadside Assist plan costs $66 for the first year and $83 per year upon renewal. The Elite plan costs $131 for the first year and $143 per year upon renewal. You can pay yearly or monthly for the plan. If you’re an AARP member, these lower rates may make Allstate one of the best roadside assistance plans for you.

AARP Roadside Assistance Coverage and Availability

AARP members are the only ones able to get their roadside assistance options. The two available options designed specifically for AARP members are Assist and Elite:

Roadside Assistance Coverage CategoryStandard PlanElite Plan
Rescue LimitUp to 5Up to 7
TowingUp to 15 milesUp to 100 Miles
Battery Replacements and JumpstartsIncluded but driver pays battery cost if replacementIncluded but driver pays battery cost if replacement
Fuel DeliveryIncluded but driver pays fuel costIncluded but driver pays fuel cost
Flat Tire ChangeIncludedIncluded
Lockout AssistanceIncludedIncluded
Roadside WinchingIncludedIncluded
Trip InterruptionNot IncludedNot Included
Personal Property CoverageNot IncludedNot Included

Both have options for single drivers, couples, and families with different numbers of rescues per year:

    • Single: Two rescues on Assist or four rescues on Elite
    • Couple: Three rescues on Assist or five rescues on Elite
    • Family: Five rescues on Assist or seven rescues on Elite

6. Geico

Affordable Car Insurance and Roadside Assistance

9.1/10

MONTHLY COSTAs low as $1

Geico Roadside Assistance Pros and Cons

Pros Very low rates compared to competitors App for tracking roadside assistance services Cons Limited coverages Only available with car insurance

Geico Roadside Assistance Review

Geico is one of the most affordable options for add-on roadside coverage and car insurance. Its program doesn’t have many additional bells and whistles, but it’s a reliable option for people who have Geico car insurance policies. Geico covers towing to the nearest repair facility — you’ll pay for additional miles.

Geico Roadside Assistance Cost

Geico roadside assistance starts as low as $14 per year per car. That’s a great price if you want basic coverage to help you out after getting stuck on the side of the road.

Geico Roadside Assistance Coverage and Availability

Geico roadside assistance is available nationwide and covers all the standard services plus winching and the Geico app can help roadside assistance services locate you. The plan covers lockout assistance up to $100. Beyond that, you won’t find extras like trip interruption bundled with roadside assistance

7. Liberty Mutual

Cheapest Roadside Assistance

9/10

MONTHLY COST$1 to $1.67

Liberty Mutual Roadside Assistance Pros and Cons

Pros Most affordable roadside assistance plans Includes all standard coverages Cons Less coverage than other providers Must be bought with car insurance

Liberty Mutual Roadside Assistance Review

Liberty Mutual is the cheapest roadside assistance option overall. While coverage is limited to standard services, if you already have car insurance with the company (or want to make a switch) it can be a good option.

Liberty Mutual Roadside Assistance Cost

According to our research, roadside assistance from Liberty Mutual costs about $12 to $20 per year, which makes it an inexpensive option for basic coverage.

Liberty Mutual Roadside Assistance Coverage and Availability

Liberty Mutual’s roadside assistance plan covers the basics: towing, dead battery jump-starts, emergency fuel delivery, flat tire assistance and lockout service. Beyond that, roadside assistance doesn’t offer any perks. You can get rental car coverage separately from Liberty Mutual. The plan also is available nationwide with car insurance policies.

8. AAA

Best Roadside Assistance Coverage

9/10

MONTHLY COST$5.33 to $17.42

AAA Roadside Assistance Pros and Cons

Pros Large selection of coverage options Good value roadside assistance plans Available across the country for most vehicles Cons Motorcycle roadside assistance limited to 3 states Mixed customer reviews

AAA Roadside Assistance Review

Out of all the providers we’ve reviewed, AAA offers the best roadside assistance coverage with the most benefits. While plans are more costly, an AAA membership is worth considering for the comprehensive policies not available elsewhere.

AAA Roadside Assistance Cost

AAA’s basic plan costs $64 per year, the Plus plan is $94 per year and the Premier plan is $124 per year. Additional members cost $35/$40/$50 depending on the plan. Pricing can vary slightly depending on the AAA club in your area.

If you plan on adding a motorcycle it will cost an additional $30-$35 per driver. For RVs, you’ll have to pay anywhere from $35-$85 depending on the plan you select.

AAA Roadside Assistance Coverage and Availability

AAA membership offers a wide range of coverage and perks through their three plans which include basic, plus and premier:

Roadside Assistance Coverage CategoryAAA BasicAAA PlusAAA Premier
TowingFour tows per year with restrictionsFour 100-mile tows per yearOne 200-mile tow and three 100-mile tows per year
Battery boostIncludedIncludedIncluded
Flat tire changeIncludedIncludedIncluded
Free fuel deliveryYou pay for fuelIncludedIncluded
Lockout serviceUp to $50Up to $100Up to $100
WinchingOne truck/driverTwo trucks/driversTwo trucks/drivers
Trip interruptionUp to $250Up to $500Up to $1,500
Auto theft rewardUp to $500Up to $1,000Up to $1,500
Legal defense$50 to $300$100 to $1,000$300 to $2,000
Travel accident insurance$100,000 coverage$300,000 coverage$300,000 coverage
Car rental reimbursem*ntNot IncludedNot IncludedIncluded
Travel conciergeNot IncludedNot IncludedIncluded
Home lockout serviceNot IncludedNot IncludedIncluded

9. Nationwide

Good Roadside Assistance Coverage

9/10

MONTHLY COST$1.92 to $3.50

Nationwide Roadside Assistance Pros and Cons

Pros Decent roadside assistance rates Affordable car insurance coverages Includes trip interruption with plus plan Cons Plans can only be bought with car insurance Not available in every state

Nationwide Roadside Assistance Review

Nationwide roadside assistance pricing is on par with competitors and offers better benefits than other car insurance providers like trip interruption. Coverage is not available in every state but the company can be a good option to consider for roadside assistance.

Nationwide Roadside Assistance Cost

Nationwide offers rates on par with other add-on plans. Our research shows plans cost between $23 and $42 per year.

Nationwide Roadside Assistance Coverage and Availabiity

Nationwide offers coverage in 47 states around the United States and can only be purchased with auto insurance. They offer two roadside assistance plans through Agero. Basic covers towing up to 15 miles, while Plus covers towing up to 100 miles and adds trip interruption coverage.

There are a couple of things to point out about Nationwide’s roadside assistance that make them stand out:

    • Nationwide offers $100 for locksmith services that can apply to key replacement or ignition repair (not just unlocking your car)
    • The Plus plan includes trip interruption benefits up to $500 per incident ($100 per day) when you’re stranded at least 100 miles from home

10. Progressive

Best Roadside Assistance For Motorcycles

9/10

MONTHLY COST$2.50 to $5

Progressive Roadside Assistance Pros and Cons

Pros Good roadside assistance coverages Wide availability for motorcycles and other alternative vehicles Great industry reputation Cons Can only be purchased as a car insurance add-on Higher costs compared to competitors

Progressive Roadside Assistance Review

Progressive roadside assistance is the best for motorcycles due to it’s wide availability and great insurance policies for bikes. While only one plan is offered, its coverage benefits outperform most competitors for alternative vehicles.

Progressive Roadside Assistance Cost

Our data shows Progressive roadside assistance costs about $30 to $60 per year depending on your vehicle. This is on the high end for add-on plans and comparable to basic auto club plans.

Progressive Roadside Assistance Coverage and Availability

For all cars, trucks motorcycles, RVs, and other alternative vehicles you can get roadside assistance from Progressive nationwide. Progressive only offers one plan through Agero that covers towing to any shop within 15 miles but will tow your car further if no shop is within that radius.

In addition to these towing coverages, the plan offers these benefits:

    • Progressive will tow electric cars to the nearest charging station.
    • Coverage includes one hour of labor that can cover minor repairs like fixing leaks or electrical issues.
    • Progressive covers winching if your car is stuck within 100 feet of a roadway.

11. State Farm

Great Customer Service

8.8/10

MONTHLY COST$2.50

State Farm Roadside Assistance Pros and Cons

Pros Coverage available in all states Good customer service reputation Cons Coverages are limited compared to other providers Only can be purchased with car insurance

State Farm Roadside Assistance Review

State Farm is our last pick for the best roadside assistance plans. While plans are limited, if you are already a State Farm customer you can get great service and decent coverage.

State Farm Roadside Assistance Cost

We found State Farm roadside assistance costs about $30 per year. It’s basic but can get the job done if you’re already a State Farm customer.

State Farm Roadside Assistance Coverage and Availability

All roadside assistance plans are available for car insurance customers of State Farm as add-ons. There is only one plan that covers towing services to the nearest repair facility plus other standard services like fuel delivery and jumpstart. The plan also covers one hour of mechanical labor for transmission issues, battery replacement, fluid leaks, and other issues.

Top Roadside Assistance Services: What To Know Before You Buy

Cost isn’t everything. A $20 add-on may cover much less than a stand-alone plan that costs $150 per year. As you shop around, there are a few things you should know about roadside assistance to accurately compare plans between providers.

What Does Roadside Assistance Cover?

There are five roadside services that are common among virtually all companies.

  • Towing: A tow truck driver can bring your vehicle to the nearest repair shop or farther depending on your coverage limits.
  • Lockout assistance: This service gets you back in your car if your keys are locked inside. Some plans can also make the car drivable if you lose your keys.
  • Battery jump-start: You can get assistance if your battery needs a bit of juice to get going.
  • Spare tire installation: A technician can install your spare tire when you get a flat tire.
  • Fuel delivery: You can get fuel delivered if you run out of gas. Many companies also supply other essential fluids like oil. You’ll pay for the cost of fluids or fuel in most cases.
Best Roadside Assistance Plans and Companies (2024) (14)

Who Is Covered?

Generally speaking, roadside assistance companies cover you or your car. If the company covers your car, you can only get service when you’re driving your vehicle. But if the plan covers you, you can get service whether you’re driving your car, driving a rental or riding in a friend’s car. Some companies like Good Sam even cover your family members as drivers or passengers for free.

Roadside plans may or may not cover motorcycles and RVs automatically. You might need to pay a surcharge to get coverage for one of these vehicles.

Roadside Assistance Coverage Differences Between Companies

Below are a few more roadside services that are less common and can set the best roadside assistance plans apart.

Winching

A tow truck with a winch can extract your car from mud or snow if you get stuck in a ditch on the side of the road. Some roadside assistance plans cover this service.

Rekeying Services

Lockout assistance includes unlocking your vehicle. If you lost your keys entirely, you’ll need rekeying services, which only some roadside assistance plans cover.

Trip Interruption

Many roadside membership plans include trip interruption. This benefit reimburses you for food and lodging up to a limit if your car is disabled far from home.

Battery Replacement

If a jump-start doesn’t work, you’ll need a new battery. Some roadside providers can send a new battery to your location. You’ll pay for the cost of the battery but the plan typically covers installation.

Road Hazard Coverage

This perk reimburses you for tire replacement if a tire is damaged beyond repair by a road hazard.

Discounts

Many roadside membership programs offer discounts on travel services, entertainment, dining and shopping.

Roadside Assistance Plans Have Limits

All roadside assistance plans come with limits. These usually include limits on towing distance and service calls per year.

Towing Limits

Many insurance add-ons and basic auto club plans cover towing to the nearest repair facility and no farther. Higher membership club plans can cover towing for 100 or even 200 miles in some cases.

Service Call Limits

Most plans cover a limited number of service calls per year. For example, AAA and Better World Club cover up to four service calls per year. After that, you’ll pay additional costs out of pocket.

Roadside Assistance Insurance Add-Ons Usually Require Full Coverage

You’ll need comprehensive and collision coverage in most cases if you want to get roadside assistance from an auto insurance company. If you have minimum coverage, adding full coverage to get roadside assistance will increase your total premium.

Other Ways To Get Good Roadside Assistance

Beyond roadside assistance membership clubs and car insurance companies, there are a few more ways you can get roadside assistance. Depending on the company, you may find a full or pay-per-use plan.

  • Auto manufacturers: Manufacturers like Honda and Toyota offer free roadside assistance for new and certified pre-owned cars. This usually lasts for the new car bumper-to-bumper warranty period.
  • Extended warranties: Companies like Carchex and CarShield include roadside assistance as a perk with extended warranty coverage.
  • Telecom companies: Some cell phone service providers like AT&T offer roadside assistance programs.
  • Credit card companies: Cards from Visa, Chase and more companies often provide pay-per-use roadside benefits.

Best Roadside Assistance Reviews: The Bottom Line

Our top picks for the best roadside assistance plans are as follows:

  1. Better World Club: Best Roadside Assistance Company
  2. Good Sam: Best Roadside Assistance For RV
  3. Allstate: Best Roadside Assistance Deals
  4. Travelers: Cheap Car Insurance With Roadside Assistance
  5. AARP: Best Roadside Assistance For Seniors
  6. Geico: Affordable Car Insurance And Roadside Assistance
  7. Liberty Mutual: Cheapest Roadside Assistance
  8. AAA: Best Roadside Assistance Coverage
  9. Nationwide: Good Roadside Assistance Coverage
  10. Progressive: Best Roadside Assistance For Motorcycles
  11. State Farm: Great Customer Service

While our best plans are from providers that offer standalone coverage, many basic plans from insurance companies provide standard services for an affordable cost as well. You can compare car insurance rates to find a cheap provider that offers roadside coverage.

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With our comparison partner, Best Roadside Assistance Plans and Companies (2024) (15)

Best Roadside Assistance Plans: FAQ

Below are a few frequently asked questions about the best roadside assistance plans and companies:

We rated Better World Club as the best roadside assistance company due to it’s plentiful coverage options, great customer service, and widespread purchase availability across the nation. However, we recommend comparing multiple options before deciding on any roadside assistance provider.

You can find the cheapest roadside assistance overall from Liberty Mutual who has rates starting at just $1 a month for its lowest level plans. For standalone plans that can be purchased outside of car insurance, Better World Club has the cheapest rates starting at $61.95.

You can find the best roadside assistance for seniors with AARP due to their great coverage options, low costs and additional discounts as part of their program.

Good Sam is the best roadside assistance provider for RVs due to their exclusive coverages offered for motorhomes and trailers at affordable prices. They are also our second pick overall for roadside assistance coverage.

While other companies offer more limited coverage, Progressive offers the best most widely available plans for motorcycle roadside assistance. You can also get some of the best and cheapest motorcycle insurance from the company.

If you’re looking for roadside assistance from a membership club, we rank Better World Club and Good Sam above AAA. Both options offer multiple roadside plans with different perks included in your membership.

Considering out-of-pocket costs for towing and mechanical assistance, the cost of roadside protection is worth it if you use the plan at least once a year. You may also feel the cost is worth it for peace of mind while you drive even if you don’t end up using the plan.

You can reach AAA by calling 1-800-222-4357 (1-800-AAA-HELP) to get service anytime in the U.S. or Canada. Have your member number ready for faster service.

How We Rated The Best Roadside Assistance Providers

Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.

Here are the factors our ratings take into account:

  • Cost: Auto insurance rate estimates generated by Quadrant Information Services and discount opportunities were both taken into consideration.
  • Coverage: Companies that offer a variety of choices for insurance coverage are more likely to meet consumer needs.
  • Reputation and experience: Our research team considered market share, ratings from industry experts and years in business when giving this score.
  • Availability: Auto insurance companies with greater state availability and few eligibility requirements scored highest in this category.
  • Customer experience: This score is based on volume of complaints reported by the NAIC and customer satisfaction ratings reported by J.D. Power. We also considered the responsiveness, friendliness and helpfulness of each insurance company’s customer service team based on our own shopper analysis.

Our credentials:

  • 800 hours researched
  • 45 companies reviewed
  • 8,500+ consumers surveyed

*Data accurate at time of publication.

If you have feedback or questions about this article, please email the MarketWatch Guides team ateditors@marketwatchguides.com.

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