Debit Mastercard® (2024)

Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 621KB)

Westpac Debit Mastercard® Terms and Conditions (PDF 204KB)

Online Banking Terms and Conditions (PDF 555KB)

Find out what information you need to provide to become a customer (PDF 657KB)

Read the terms and conditions at westpac.com.au before making a decision and consider whether this product is appropriate for you.

1.Apple Pay and Google Pay: Read theApple Pay Terms and Conditions (PDF 42KB)or the Google Pay Terms and Conditions (PDF 125KB)before making a decision and consider if it is right for you.To use Apple Pay or Google Pay you will need an eligible card, and a compatible device with a supported operating system.

2. Other fees and charges may be payable. A 3%Foreign Transaction Fee applies to overseas debit or credit card withdrawals. A 3% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. A list ofGlobal Alliance membersis available.

3.Cardless cash:available on eligible Westpac everyday accounts with a linked debit card for customers 18 years and over. Limit of 3 withdrawal transactions per day applies, subject to $500 daily withdrawal limit and $1,000 weekly withdrawal limit. Only available at Westpac Group ATMs or select Westpac Group partner ATMs in Australia. To access Cardless Cash on your mobile you must be registered to use Online Banking and download the Westpac App. You'll also need the Westpac App (version 6.1 or above) installed on your iPhone. You must be 18 years or older to use Cardless Cash.


4. Westpac Fraud Money Back Guarantee: ensures that customers will be reimbursed for any unauthorised transactions, provided that the customer has not contributed to the loss and contacted Westpac promptly. Refer to the Westpac Debit Mastercard Terms and Conditions for full details, including when a customer will be liable.

5.Card on hold: Available on personal credit and Mastercard® debit cards only. Cards to which a temporary lock can be applied will be listed when you sign into Mobile Banking or Online Banking and visit Lock a card temporarily under Cards services.

6. If you don't provide us with a correct mobile number or email address, you may not be able to proceed with your online transaction at participating online retailers.

Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Pay and Google Play are trademarks of Google Inc. World Mastercard®, Mastercard®and the Mastercard brand mark are registered trademarks, and PayPass is a trademark of Mastercard International Incorporated.

Debit Mastercard® (2024)
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