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FAQs
What are the fees for a Fidelity brokerage account? ›
| Annual account fee | None |
|---|---|
| Commissions and fees | $0 commission for online US stock, ETF, and option trades View commission details |
| Margin rates | Competitive rates as low as 9.25%2 |
See what independent third-party reviewers think of our products and services. 1. $0.00 commission applies to online U.S. equity trades, exchange-traded funds (ETFs), and options (+ $0.65 per contract fee) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients.
Are Fidelity fees high? ›The bottom line: Fidelity offers $0 trading commissions, a selection of more than 3,300 no-transaction-fee mutual funds, top-notch research tools and a mobile platform. Its zero-fee index funds and strong customer service reputation are just icing on the cake.
How to avoid Fidelity fees? ›Escaping the Fidelity Recordkeeping Fee can be achieved through strategic actions such as closing the account, seeking fiduciary services, and considering alternatives to minimize financial obligations. Closing the account is a straightforward approach to avoid the fee entirely.
What are typical fees for a brokerage account? ›| Brokerage fee | Typical cost |
|---|---|
| Annual fees | $50 to $75 per year |
| Inactivity fees | May be assessed on a monthly, quarterly or yearly basis, totaling $50 to $200 a year or more |
| Research and data subscriptions | $1 to $30 per month |
| Trading platform fees | $50 to more than $200 per month |
So, with the favorable low or no-fee structure, how does Fidelity make money? Fidelity makes money from you via: Interest on cash: Fidelity makes money from the difference between what it pays you on your idle cash or through money market mutual funds and what it earns from the cash balances.
Is Charles Schwab or Fidelity better? ›Overall Appeal. Fidelity and Schwab are both excellent choices. These investment firms offer thousands of funds. There are some nuances, such as Fidelity being better for crypto traders and Schwab being more optimal for futures traders.
How do Fidelity agents get paid? ›Representatives are paid a base salary and can earn additional compensation based on how they assist you. Most Fidelity representatives are eligible to receive some amount of variable compensation in addition to their base pay.
When did Fidelity stop charging commissions? ›Effective October 10, 2019, all U.S. stocks and exchange-traded funds (ETFs) will no longer incur a commission, and the base per-leg charge for options trades will also be eliminated. Options trades will be $0.65 per contract under Fidelity's new pricing. The last couple of weeks have been packed with news of fee cuts.
What is the downside to Fidelity? ›Fees. Fidelity has average trading and low non-trading fees, including commission-free US stock trading. On the negative side, margin rates and fees for some mutual funds can be high. We compared Fidelity's fees with two similar brokers we selected, E*TRADE and TD Ameritrade.
Who has lower fees, Vanguard or Fidelity? ›
Fidelity: Costs. Vanguard and Fidelity charge $0 commissions for online equity, options, and ETF trades for U.S.-based customers. Fidelity has a $0.65 per contract option fee; it's $1 at Vanguard.
Who is better than Fidelity? ›If you want to actively trade within your accounts, Fidelity might be the better option. However, if you want to focus more on index investing, or you want to use a robo-advisor, Vanguard has a slight edge.
Does Fidelity charge brokerage fees? ›$0.00 commission applies to online U.S. equity trades, exchange-traded funds (ETFs) and options (+ $ 0.65 per contract fee) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal).
How much does Fidelity charge for a financial advisor? ›There is no advisory fee for accounts with less than $25,000. Investments of $25,000 or more are charged 0.35% per year, but that level gets you unlimited one-on-one financial coaching sessions.
Is it safe to have all my money at Fidelity? ›Protecting your assets
With our Customer Protection Guarantee, we reimburse you for losses from unauthorized activity in your accounts. We also participate in asset protection programs such as FDIC and SIPC to help provide the best service possible.
There is no cost to open and no annual fee for Fidelity's Traditional, Roth, SEP, and Rollover IRAs. A $50 account close out fee may apply. Fund investments held in your account may be subject to management, low balance and short term trading fees, as described in the offering materials.
Is a Fidelity managed account worth it? ›The access to no-minimum and thousands of commission-free mutual funds is also a big draw. The lack of account management fees is also compelling. Fidelity's managed accounts are somewhat overpriced. The Fidelity Go robo advisor charges 0.35% for a balance of $25,000 or more, which is higher than most competitors.
Is Fidelity or Vanguard better? ›While Fidelity wins out overall, Vanguard is the best option for retirement savers. Its platform offers tools and education focused specifically on retirement planning.