Health care in Canada: Access our universal health care system (2024)

Canada has a universal health care system funded through taxes. This means that any Canadian citizen or permanent resident can apply for public health insurance.

Each province and territory has a different health plan that covers different services and products. There are some important differences between each plan so make sure you know what your plan covers.

Once your province or territory adds you to their health system, you’ll get a health card. Show this card at hospitals or medical clinics to get non-emergency services.

In general, with public health insurance you won’t have to pay for

  • most health care services
  • emergency medical services, even if you don’t have a health card (there may be some restrictions depending on your immigration status)

If you have an emergency, go to the nearest hospital. A walk-in clinic might charge fees if you don’t live in that province or territory.

Whether you get coverage from public or private health insurance, all doctors in Canada provide health services in a confidential manner. This means that your doctor can’t discuss your health information with someone else without your permission.

On this page

  • Accessing public health insurance
    • Using a family doctor
    • Making an appointment with a family doctor
  • Getting medication
    • If you need medication for a minor illness or injury
    • If you need prescription medication
  • Maintaining your dental health
  • Following the medical surveillance process
  • Provincial and territorial ministries of health

Accessing public health insurance

To access health care in Canada, you need to apply for ahealth card from your province or territory. When you go to see a doctor or other medical professional, you have to show your health card to prove that you’re registered.

Prepare for the waiting period before you’re covered

In some provinces, you may be waiting up to 3 months for your public health insurance to start. Make sure you have private health insurance to cover your health care needs during this waiting period.

Contact your ministry of health to find out how long it will take to get public health insurance.

Using a family doctor

Many Canadians have a family doctor they go to when they need medical care. Family doctors provide basic health, including

  • treating you when you’re sick
  • giving you tips and support to help you avoid getting sick in the future

Your family doctor may do tests like

  • blood tests
  • blood pressure checks
  • pap smears

Your doctor will also send you to see a specialist if you need to see one.

Family doctors

Family doctors in Canada are also called general practitioners (GP) or family physicians.

Doctors in these positions diagnose and treat the diseases, physiological disorders and injuries of their patients.

These doctors can work in

  • private medical offices
  • group or team medical offices
  • hospitals
  • public medical clinics

While not all Canadians have a family doctor, many prefer having one because

  • they can visit the same doctor for every appointment
  • they can schedule appointments in advance to avoid waiting in line

Making an appointment with a family doctor

With a family doctor, you can make appointments any time you need non-urgent care. If more than one family member needs to see a doctor, you‘ll make a separate appointment for each person.

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It’s important to tell your doctor about any medicine you may be taking. This includes

  • prescription medication prescribed by another doctor
  • over-the-counter medicines, like pain or allergy medicine

Get help finding a doctor

Getting medication

When you’re in a Canadian hospital, your doctor will provide the medication you need for free.

Medications that you get at a pharmacy are not free. In many cases, public health insurance won’t cover medication, so you may have to pay for it yourself. You also may be eligible for coverage through another insurance or drug program.

If you need medication for a minor illness or injury

If you need medication for minor illnesses or injuries that aren’t urgent or life threatening, you can go to a pharmacy to speak with a pharmacist. A pharmacist can help you with

  • colds
  • headaches
  • minor cuts or burns

While pharmacists can’t give you prescription medication without a note from a doctor, they can recommend over-the-counter medication to help you.

You must pay for over-the-counter medication yourself.

If you need prescription medication

To get medication for more serious conditions and ailments, you need a note from a doctor. The note is called a “prescription.” You’ll show the note to your pharmacist when requesting the medication.

In most cases, public health insurance won’t cover prescription medication. Many Canadians have other insurance coverage that pays for part of the cost of their prescriptions.

This coverage can come from

  • provincial and territorial medication programs (you need to be eligible for these programs)
  • employers that have private insurance plans for their employees

Contact your employer or your provincial or territorial ministry of health to learn about your coverage options.

Maintaining your dental health

In Canada, our public health insurance doesn’t cover the cost of most dental services. To know what’s covered, check with

  • your public health authority
  • your private health care provider

Your oral health is an important part of your general well-being. Dentists can help you maintain healthy teeth and gums, treat gum disease and other problems, and understand how to improve your oral care at home.

Following the medical surveillance process

If you have a significant medical condition (for example, a history of tuberculosis), we’ll send you a “Medical Surveillance Notice” form. This form tells you that your local health authority will contact you about your condition. They’ll make sure you’re registered in the health system and that your health and condition are monitored. This process protects you, your family and the public by making sure

  • you’re registered with your local health care system
  • your health is monitored by the right health care professionals
  • that you’re getting the care you need for your condition

The medical surveillance form we send you will have instructions to follow.

If you don’t follow the medical surveillance process, it may impact future applications, like for visas or citizenship.

Your local health authority will tell us when you’ve successfully followed the process so we can update your medical surveillance status. We’ll tell you when we update your status.

Provincial and territorial ministries of health

Prescription medication

Prescription medication is medication that you can only buy with a note from your doctor. They are kept behind the counter at your local pharmacy.

Over-the-counter medication

Over-the-counter medication is any medication that you can buy without getting a note from a doctor. This includes medication that you find on the shelves at a pharmacy.

Health care in Canada: Access our universal health care system (2024)

FAQs

Does Canada have universal access to healthcare? ›

Canada has universal health coverage funded through a health system called Medicare. It was created from the Canada Health Act and must comply with the five pillars of that act. The system must be universal, publicly administered, have comprehensive coverage, portable across provinces, and accessible to the population.

How is the health care system in Canada different from health care in the United States? ›

While Canada has had publicly funded national health insurance, the United States has relied largely on private financing and delivery. During this period, spending in the United States has grown much more rapidly despite large groups that either uninsured or minimally insured.

How effective is Canada's healthcare system? ›

A recent analysis from the Global Burden of Disease Study showed that Canada was in the top 10% of the 195 countries that were compared on the Healthcare Access and Quality Index, ranking above several countries that scored higher in the Commonwealth Fund Report.

What do Canadians think of universal healthcare? ›

Fully 89.9 percent of Canadians support or somewhat support universal health care, and within those two response groups, the vast majority, 79.9 percent or four Canadians in five, give their unqualified endorsem*nt, while another 10 percent are somewhat supportive.

What is the biggest problem in healthcare in Canada? ›

A 2022 survey found that 63 percent of Canadian individuals indicated a lack of staff was the biggest problem facing the national healthcare system. Access to treatment and/or long waiting times were also considered to be pressing issues.

Why is healthcare not free in Canada? ›

How is Public Healthcare in Canada Paid For? Public healthcare is free because patients are not required to pay any fees to receive medical attention at a healthcare facility. However, public health care in Canada is funded by a tax paid by Canadian citizens and permanent residents.

What are the strengths of the Canadian healthcare system? ›

Strengths of the system compared to the USA include: higher patient satisfaction, universal coverage, slightly better cost containment, higher hospital occupancy rates, and reduction in income-related rationing with more equitable distribution of services.

Which country has the best healthcare system? ›

Singapore

Is Canada healthier than America? ›

In a study published in BioMed Central's journal Population Health Metrics they said Canadians can expect to live until 79.7 years of age, versus 77.2 years for Americans. A healthy 19-year-old Canadian can expect to have 52 more years of perfect health versus 49.3 more years for Americans.

How can Canada's healthcare system improve? ›

The findings suggest that significant health improvements could be gained without additional spending, and that some of the factors that could help bring about efficiency gains include interventions targeting the health of the population, such as reducing smoking and physical inactivity, as well as policies directed at ...

What are the pros and cons of universal health care? ›

Universal healthcare provides medical care to all citizens of a nation regardless of their ability to pay. Proponents of universal healthcare say it increases equality in a society and provides more affordable care. Critics say it can increase waiting times to get care or may lower the quality of healthcare.

Where is the best health care in Canada? ›

B.C. and Ontario Are the Top-Ranking Provinces

B.C. Ont. Note: The red line (i.e., an index score of 100) represents the top-performing peer country on each of the indicators.

What is the universal health care system in Canada? ›

Learn about health care in Canada

Canada has a universal health care system funded through taxes. This means that any Canadian citizen or permanent resident can apply for public health insurance. Each province and territory has a different health plan that covers different services and products.

Is healthcare better in Canada or the US? ›

Canada fares better than the United States with regard to coverage, cost, and health outcomes. While overall access is better in Canada, patients are sometimes required to endure longer wait times than in the United States.

How much does Canada spend on universal healthcare? ›

In 2022, overall health expenditure in Canada is predicted to be 331 billion Canadian dollars or 8,563 Canadian dollars per person.

Is healthcare free if you go to Canada? ›

If I get sick or have an accident while visiting Canada, will the Government of Canada pay for my medical treatment? Canada does not pay for hospital or medical services for visitors. You should get health insurance to cover any medical costs before you come to Canada.

When did Canada switch to universal healthcare? ›

Medicare was born in one province in 1947. It spread across the country through federal cost sharing, and eventually was harmonised through standards in a federal law, the Canada Health Act of 1984.

Is medicine free in Canada? ›

Here's an easy way to remember it: If you're in a Canadian hospital (and you're eligible for government healthcare) prescription drugs are provided at no cost to you, under the Canada Health Act. If you're not in hospital, however, it's up to your province or territory to establish prescription drug coverage.

Is access to healthcare an issue in Canada? ›

The problem appears to be getting worse. In a 2019 Statistics Canada survey, 14.5 per cent of Canadians aged 12 and over reported not having regular access to primary care.

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