Home — TreasuryDirect (2024)

TreasuryDirect.gov is the one and only place to electronically buy and redeem U.S. Savings Bonds. We also offer electronic sales and auctions of other U.S.-backed investments to the general public, financial professionals, and state and local governments.

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Savings Bonds

Buy or Gift a Savings Bond
Cash In a Savings Bond
Find the Value of My Bond
Search for Treasury Securities
Manage Savings Bonds

Today’s Rates

Series EE Savings Bonds

2.70%

For EE bonds issued May 1, 2024 to October 31, 2024.

Series I Savings Bonds

4.28%

This includes a fixed rate of 1.30%

For I bonds issued May 1, 2024 to October 31, 2024.

More About Savings Bonds

30-Year Bonds

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10-Year Notes

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See All Auction Results More About Treasury Marketable Securities

Special Announcements for TreasuryDirect account holders:

1099 tax forms for TreasuryDirect are available now. See our 1099 information.

Heavy volume is slowing our response time to cases sent by mail.

You can call us from 8 a.m. to 5 p.m. ET, Monday through Friday, at 844-284-2676.

The following transactions require at least 4 weeks of processing time and also require that the bonds and/or TreasuryDirect accounts are in your name.

  • Cashing paper Series EE or paper Series I savings bonds where you are named on the bonds and you send in the bonds with your request
  • Unlocking your TreasuryDirect account or updating your banking information within that account
  • Converting your paper savings bonds into electronic format (in a TreasuryDirect account)

Cashing a Series HH savings bond where you are named on the bond and you send it in requires at least 3 months of processing time.

All other requests may require 6 months or more to process.

The annual purchase limit for Series I savings bonds in TreasuryDirect is $10,000.

Check out our new savings bond explainer page

Latest News

May 2024

  • Fiscal Service Aids Savings Bonds Owners in Iowa Affected by Severe Storms; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in West Virginia Affected by Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides and Mudslides; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in Kentucky Affected by Severe Storms, Straight-line Winds, Tornadoes, Landslides and Mudslides; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in Texas Affected by Severe Storms, Straight-line Winds, Tornadoes, and Flooding; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in Massachusetts Affected by Severe Storms and Flooding; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in Iowa Affected by Severe Storms and Tornadoes; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in Nebraska Affected by Severe Storms, Straight Line Winds, and Tornadoes; One-year minimum holding period waived
  • Fiscal Service Announces Activity for Securities in the STRIPS Program for April 2024
  • Fiscal Service Aids Savings Bonds Owners in Oklahoma Affected by Severe Storms, Straight-line Winds, Tornadoes, and Flooding; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in Ohio Affected by Tornadoes; One-year minimum holding period waived
  • Fiscal Service Announces New Savings Bonds Rates, Series I to Earn 4.28%, Series EE to Earn 2.70%

April 2024

  • Fiscal Service Announces Activity for Securities in the STRIPS Program for March 2024

March 2024

  • Fiscal Service Aids Savings Bonds Owners in Rhode Island Affected by Severe Storms and Flooding; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in Maine Affected by Severe Storms and Flooding; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in Alaska Affected by Severe Storm, Landslides, and Mudslides; One-year minimum holding period waived
  • Fiscal Service Announces Activity for Securities in the STRIPS Program for February 2024
  • Treasury has published an updated rule governing State and Local Government Series Securities

February 2024

  • Fiscal Service Aids Savings Bonds Owners in Washington Affected by Wildfires; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in California Affected by Severe Storms and Flooding; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in Michigan Affected by Severe Storms, Flooding, and Tornadoes; One-year minimum holding period waived
  • Fiscal Service Announces Activity for Securities in the STRIPS Program for January 2024
  • Fiscal Service Aids Savings Bonds Owners in Maine Affected by Severe Storms and Flooding; One-year minimum holding period waived
  • Fiscal Service Aids Savings Bonds Owners in West Virginia Affected by Severe Storms, Flooding, Landslides, and Mudslides; One-year minimum holding period waived

See All News

Help Center Guides

Savings Bonds Help

Redeeming a Paper Savings Bond

Change of Ownership

Lost, Stolen, or Destroyed Bonds

See More

Securities & Auctions

Participate in an Auction

Types of Bids

Searching by CUSIP Number

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Home — TreasuryDirect (2024)

FAQs

How do I get through to TreasuryDirect? ›

TreasuryDirect customers:

You may reach us at 844-284-2676. If you open an account and are asked to send us an Account Authorization form, you must submit the form before you can access your account. Don't forget to have your signature certified. You can make some bank changes online while logged in to your account.

What are the disadvantages of TreasuryDirect? ›

Securities purchased through TreasuryDirect cannot be sold in the secondary market before they mature. This lack of liquidity could be a disadvantage for investors who may need to access their investment capital before the securities' maturity.

How long does TreasuryDirect take to process? ›

Savings Bond purchases are generally issued to your TreasuryDirect account within one business day of the purchase date. If you select a non-business day as your purchase date, we will change it to the next available business day.

Do you get statements from TreasuryDirect? ›

The Account Statements will be available on the 1st business day of the month no later than 1pm Eastern Time.

How much is a $100 savings bond worth after 20 years? ›

How to get the most value from your savings bonds
Face ValuePurchase Amount20-Year Value (Purchased May 2000)
$50 Bond$100$109.52
$100 Bond$200$219.04
$500 Bond$400$547.60
$1,000 Bond$800$1,095.20

Why can't I get into my TreasuryDirect account? ›

You'll likely need to call the TreasuryDirect customer service at 844-284-2676 if you're locked out of your account because you entered the wrong password or security question answers too many times.

Is TreasuryDirect worth it? ›

If you're looking for a safe place to park your cash, you may want to consider T-bills or other government securities. Since your return will be lower than the return of riskier fixed-income and equity investments, using TreasuryDirect is smart, since it cuts out the middleman — and eliminates any commissions and fees.

Is it hard to open a TreasuryDirect account? ›

It takes just 3 steps to open a TreasuryDirect Account.

Provide personal information, including: Tax ID Number (SSN or EIN) E-mail Address. Bank Account and Routing Number.

When can I withdraw from TreasuryDirect? ›

You can get your cash for an EE or I savings bond any time after you have owned it for 1 year. However, the longer you hold the bond, the more it earns for you (for up to 30 years for an EE or I bond). Also, if you cash in the bond in less than 5 years, you lose the last 3 months of interest.

Will TreasuryDirect send me a 1099? ›

We put a 1099 into your TreasuryDirect account if: You cash a savings bond in TreasuryDirect. (We don't provide a 1099 if you only buy or hold a savings bond.) You hold a marketable security in TreasuryDirect and the security earns interest.

Is it safe to buy bonds from TreasuryDirect? ›

Bonds in TreasuryDirect are safely maintained in your account with the U.S. Treasury. mature or you redeem them, whichever is first. Also, if all conditions are met, using savings bonds to pay for some education expenses offers additional federal tax benefits. Affordable - Save with as little as $25.

Is there a fee for TreasuryDirect? ›

TreasuryDirect is free. There are no fees, no matter how much or how little you invest. You may hold both savings bonds and Treasury marketable securities in TreasuryDirect. Your securities in TreasuryDirect are electronic, so you don't have to worry about them getting lost, stolen, or damaged.

Can you call TreasuryDirect? ›

For help unlocking or accessing your account, please call us at 844-284-2676.

Is TreasuryDirect 24 hours? ›

The TreasuryDirect website can be used to open an account, conduct most transactions, and access account information. Online services are available 24 hours a day, seven days a week.

What number is 888-826-3127? ›

For additional information regarding debt transferred to the Treasury, you can contact Treasury directly at (888) 826-3127.

Is TreasuryDirect.gov a legitimate site? ›

About TreasuryDirect.gov

TreasuryDirect.gov is the one and only place to buy and redeem U.S. savings bonds and other securities directly from the U.S. Treasury! Your investments are backed by the full faith and credit of the United States government.

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