Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.
FAQs
Can I buy just medical travel insurance? ›
Some travelers need travel insurance that covers just emergency medical expenses and mishaps while traveling, not the entire cost of their trip. The name for this is post-departure travel insurance: a plan that provides protection while you're traveling, without trip cancellation/interruption.
What type of insurance is Allianz Global Assistance? ›As a principal provider of travel insurance, corporate assistance, and concierge services, we can help our customers find solutions to any travel-related problem.
What is the difference between travel insurance and medical travel insurance? ›Medical insurance for travel is specifically designed to cover any medical expenses you may incur while traveling. Travel insurance, on the other hand, provides more comprehensive coverage, including things like trip cancellation, lost luggage, and emergency medical evacuation.
How much medical insurance do I need for international travel? ›How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.
What is the average cost of travel medical insurance? ›The average cost of a standard travel insurance policy is $221, according to research conducted by the MarketWatch Guides team. However, the destination, number of travelers, trip price and more can affect the exact cost of a policy.
How much medical travel insurance is enough? ›Every plan is different, but the coverage amounts and benefits may vary. Determine how much you really need. For example, SquareMouth recommends international travelers get around $50,000 in Emergency Medical coverage and $100,000 for cruises or travel to remote areas.
What are the two 2 basic types of travel insurance? ›What type of travel insurance do I need? There are two main types of travel insurance: trip protection plans and travel medical plans.
What are two disadvantages travel insurance? ›Cost: Travel insurance will add to the overall cost of your trip. Some may choose to forgo it to save money, especially on shorter or less expensive trips. Exclusions and Limitations: Policies may have various exclusions and limitations, so it's essential to read the fine print.
What does medical travel insurance cover? ›Travel medical insurance plans typically cover emergency medical and dental costs. Emergency transportation costs, such as ambulance or air lift, also are often covered, as are emergency evacuations that would get you from a remote location to appropriate medical care.
Should I buy travel insurance if I have medical insurance? ›The short answer: Yes. According to Medicare.gov, health care you get while traveling outside the U.S. isn't covered.
What happens if you have a medical emergency abroad? ›
The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).
What are the best travel medical insurance companies? ›| Best travel insurance category | Company winner |
|---|---|
| Best for medical coverage | Travelex Insurance Services. |
| Best if you have travel credit card coverage | Seven Corners. |
| Best for long-term travelers | IMG. |
| Best for travelers with unpredictable work demands | Tin Leg. |
International travel medical insurance is a type of insurance that can help cover the cost of medical care abroad. If you're on vacation and suffer a sudden injury or illness, you may need to receive care from a local facility, which your domestic health insurance might not cover.
Can you get travel insurance separately? ›For example, cover may be limited for your spouse or partner. It might be better to buy a stand alone policy. Your travel agent may offer you travel insurance as part of a package holiday. You can opt for this if you want to but you don't have to buy this insurance.
Do you really need travel health insurance? ›Travel health insurance is especially important if you have an existing health condition, are traveling for more than 6 months, or doing adventure activities such as scuba diving or hang gliding. Check if your current health care covers emergencies that happen while traveling.
How much does international health insurance cost? ›How much does international health insurance cost? The annual cost of an international medical insurance plan will range from as low as $500, with limited benefits, to as much as $8,000 for a comprehensive global medical insurance policy, including coverage in the USA. The average cost is $5,500 per year.