Protect Your Finances When Planning a Road Trip – Nationwide Travel (2024)

Protect Your Finances When Planning a Road Trip – Nationwide Travel (1)

Even though flights and cruise travel have started to return to pre-pandemic numbers, the good old American road trip is still a popular choice. Many drivers don’t think of travel insurance for trips by road, but it’s wise to have protection against travel-related financial losses.

Whether you’re in your own car or camper or have rented a vehicle, road trip travel insurance can cover a variety of travel-related incidents. Such plans are generally designed to cover prepaid, nonrefundable costs.

Medical emergency

What if you get sick or hurt on your trip? It’s possible that your health insurance does not provide coverage outside of your area or there may not be local providers within your network. Medical emergency coverage benefits of travel insurance can help with the cost of medical bills incurred by unexpected illness while you’re away from home.

Medical evacuation

Whether you are traveling across the country or taking a scenic coastal route, many locations are remote. If you were to become seriously injured or sick, there might not be a health care facility nearby. Medical evacuation benefits are very useful in such cases.

Trip cancellation/interruption

If you’re unable to go on your trip due to covered reasons, travel insurance can cover lost payments or deposits toward a vacation rental. Likewise, if you need to cut your trip short for a covered reason, trip interruption coverage can help cover additional costs you may have to bear.

Accidental death and dismemberment

If you become dismembered, such as in a car accident, travel insurance can provide financial relief to you under the Accidental Death and Dismemberment benefit. In the case of your death, your designated beneficiaries would receive the payout.

Buying travel insurance is an effective way to protect your finances when you’re planning any trip — even a road trip. Coverage from Nationwide is possible for trips that are as little as 100 miles away from home. So even for a weekend getaway, add travel insurance to your packing list.

Protect Your Finances When Planning a Road Trip – Nationwide Travel (2024)

FAQs

Protect Your Finances When Planning a Road Trip – Nationwide Travel? ›

Flexible plans start at $59 and cover travel delays, lost luggage, medical expenses and travel assistance for your leisure trips throughout the year. Customize your plan by adding just the right amount of trip cancellation coverage for how you travel.

Is travel insurance worth it for road trip? ›

Many drivers don't think of travel insurance for trips by road, but it's wise to have protection against travel-related financial losses. Whether you're in your own car or camper or have rented a vehicle, road trip travel insurance can cover a variety of travel-related incidents.

Is Nationwide a good travel insurance company? ›

You can upgrade your Nationwide coverage with add-ons, such as cancel for any reason coverage (CFAR). Plus, Nationwide offers travel assistance at no additional cost with all its plans. Overall, the company earned 4.6 out of 5 stars based on our review standards.

What are the disadvantages of travel insurance? ›

Cost: Travel insurance will add to the overall cost of your trip. Some may choose to forgo it to save money, especially on shorter or less expensive trips. Exclusions and Limitations: Policies may have various exclusions and limitations, so it's essential to read the fine print.

Who does Nationwide use for travel insurance? ›

On 1 May 2024, we changed our travel insurance provider to Aviva Insurance Limited. But some of our customers will temporarily stay with U K Insurance Limited.

What does travel insurance not cover? ›

Most travel insurance policies won't pay out if you're negligent while under the influence of alcohol or drugs, and have an accident or have property stolen.

Does travel insurance get more expensive closer to the trip? ›

Unlike other aspects of your travel experience like airfares or hotel-room rates, the price of travel insurance doesn't increase the closer you get to your travel date. There's no financial penalty if you wait to buy travel insurance (except for those bonus coverages, of course).

What insurance is better than nationwide? ›

State Farm and Nationwide are two of the most well-known auto insurance companies on the market today. While both are reputable insurers, we ranked State Farm first overall in our 2022 study of the best car insurance companies.

What rank is nationwide insurance? ›

Nationwide is No. 3 overall in our rating of the best car insurance companies. It is in the top half of our ratings for customer service, claims handling, and customer loyalty.

Is it worth it to buy travel protection? ›

If you would lose the money you paid for your flights, accommodations, rental car, or activities if you had to cancel or go home early, travel insurance that specifically includes trip cancellation and trip interruption is probably a good idea.

What conditions are not covered by travel insurance? ›

Though this may vary depending on the insurer, travel insurance usually doesn't cover the following pre-existing medical conditions:
  • Conditions that are a result of alcohol or drug dependency.
  • Conditions for which you're awaiting any type of treatment or medical procedures.

Is it OK to not have travel insurance? ›

When Is Travel Insurance Not Necessary? You generally don't need travel insurance if you're not putting down large non-refundable trip deposits, or if your U.S. health plan will cover you at your destination.

What is the difference between travel insurance and travel health insurance? ›

Travel insurance covers medical emergencies and other trip disruptions. You get international health insurance if you are moving away for work, studying, retirement, etc. and will spend the majority of your time abroad.

Do I need to tell Nationwide I'm going abroad? ›

How do I tell Nationwide that I'm going abroad? There's no need to inform Nationwide of your plans to travel. If their fraud team are concerned about any unusual spending, they'll get in touch with you - just make sure your contact details are all up to date.

At what age does Nationwide travel insurance stop? ›

If you do not buy an age extension all cover will cease from the date you turn 70. Call us on 08000 51 01 54.

Are Allstate and Nationwide the same? ›

No, Nationwide is not the same as Allstate. Nationwide is not affiliated with Allstate in any way, though the two companies are both property and casualty insurers that offer similar services and coverage options to consumers.

Is it worth adding travel insurance? ›

Travel insurance can be useful, but it's not always necessary. The key to knowing if you need travel insurance is figuring out your specific risks for any given vacation, then deciding if you can buy coverage that adequately protects you from any financial losses and pitfalls that might occur.

Is it better to get multi trip travel insurance? ›

To recap, think about your travel plans for the next 12 months. If you're sure you'll only take one holiday, then single trip cover is likely to be your best option. If you're planning more than one trip, you might be better off getting annual multi-trip insurance.

Should I buy travel insurance for domestic travel? ›

Purchasing travel insurance for your domestic vacation can ensure you have coverage in case of unforeseen events, like travel delays, canceled flights or lost baggage. While there are many benefits to investing in trip protection, it is ultimately up to you to decide if a policy is worth it for your travels.

How far ahead of a trip should you buy travel insurance? ›

If you're wondering when you should buy travel insurance, the simple answer is as soon as possible. Ideally, you'll buy coverage no later than 15 days prior to your trip.

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