Frequently asked questions
The Canadian government health insurance does not cover visitors to the country. If you are visiting Canada, a student, a foreign worker, if you are returning to the country after a long absence, a newcomer waiting to be eligible for provincial health insurance, or a Super Visa applicant, individual coverage is recommended.
Only reasonable and usual medical and surgical charges are covered at 100% under this plan. Individuals without provincial health care insurance are sometimes charged higher fees for treatment than the fees set and allowed by the government schedule of the province where the medical service is rendered. Blue Cross does not refund any additional fees that some doctors may charge.
Yes, you can buy a Visitors to Canada plan if you meet the following criteria.
The contract must be purchased:
- Before your date of arrival in Canada, or
- Before the termination date of an insurance coverage in Canada similar to ours that you hold with another insurance company, or
- Within 30 days of either of the two preceding dates.
Individuals who purchase after the effective date of another insurance contract offering similar coverage in Canada must present proof of that insurance.
When the contract is purchased within 30 days of the date of arrival in Canada or the termination date of an insurance coverage in Canada similar to ours, there is a waiting period of 3 days from the date of purchase.
During this waiting period, insured persons are covered for accidents and injuries, but not for illness.
