What OHIP covers (2024)

Services covered by OHIP

OHIP covers part or all of the following services:

  • visits to doctors
  • hospital visits and stays
  • laboratory testing in community labs or hospitals
  • medical or surgical abortions
  • eligible dental surgery in hospital
  • eligible optometry (eye-health services)
  • podiatry (foot-health services)
  • ambulance services
  • travel for health services if you live in Northern Ontario

Doctors

Whether you visit your doctor, or if you see one in a walk-in clinic, OHIP covers the full cost of your services – as long as they’re medically necessary.

Learn about the services doctors provide.

Find a doctor.

Hospital visits and stays

If you need to go to the hospital, OHIP covers:

  • doctor and nursing services
  • services to diagnose what’s wrong (such as blood tests and x-rays)
  • medications for in patients (once a patient is discharged, prescribed medications are not covered)
  • some medications for out patients (certain limited medications are provided to out-patients for home use)
  • accommodation and meals if you have to stay
    • if you want a private or semi-private room, you or your private insurance will have to pay some or all of those hospital fees

Laboratory testing

OHIPcovers lab tests taken in hospitals that are medically necessary.

Hospital patients should have their tests taken at the hospital to avoid any possible out-of-pocket charges.

OHIP also covers medically necessary lab tests taken in non-hospital settings, such as community labs. Read the full list of covered tests in the community setting.

Non-hospital patients should have their test done in a community lab if they have a lab order from a clinical provider such as a licensed physician, midwife or nurse practitioner.

Before you have your laboratory testing done, speak to your health care provider about:

  • OHIP coverage to avoid unexpected costs
  • where to get lab testing done if you are unsure

See below for community lab providers that offer laboratory services in Ontario:

What is not covered by OHIP

OHIP does not cover some specialized, non-routine tests. For other tests, OHIP will only cover them if you meet certain eligibility criteria and a particular health care provider (physician, midwife, nurse practitioner) ordered the test. A few examples of tests that are not covered by OHIP except under specific circ*mstances include:

Prostate-specific antigen (PSA) is covered by OHIP if either of the following apply to you:

  • you have been diagnosed with prostate cancer and are receiving treatment or following up after receiving treatment for the disease
  • a healthcare provider (for example, physician) suspects prostate cancer because of your history and/or the results of your physical examination (including digital rectal examination)

For all other scenarios, you will need to pay for PSA.

Learn more about PSA testing and eligibility criteria.

Aspartate aminotransferase test (AST) is covered by OHIP if ordered by a physician who specializes in liver diseases.

For all other scenarios, you will need to pay for AST.

25-hydroxy vitamin D test is covered by OHIP if you have any of the following conditions:

  • osteoporosis
  • rickets
  • osteopenia
  • malabsorption syndromes
  • renal disease
  • drugs that affect vitamin D metabolism

For all other scenarios, you will need to pay for a vitamin D test.

Abortion services

OHIP covers the cost of:

  • surgical abortions that take place in a hospital or clinic
  • Mifegymiso (a pill that induces an abortion in early pregnancy), if you have a prescription from your doctor

Contact an abortion clinic near you for more information about ending a pregnancy.

Dental surgery in hospital

Some dental surgeries need to be performed in a hospital because they are complex and/or you have another medical condition that needs monitoring during the procedure.

OHIP covers in-hospital dental surgeries such as:

  • fracture repair
  • tumor removal
  • reconstructive surgeries
  • medically necessary tooth removal (prior approval by OHIP is required)

Optometry (eye-health services)

Children and youth 19 years old or younger are eligible for the following OHIPcovered services:

  • 1 major eye exam(for vision and general eye health) every 12 months
  • any minor assessments needed

If you are20 to 64 years old,and you have aneligible medical conditionaffecting your eyes,OHIPwill cover:

  • 1 major eye exam for you onceevery 12 months
  • 2 additional follow-up minor assessments

Eligible medical conditions are:

  • diabetes mellitus
  • glaucoma requiring or having had treatment with medication, laser (excluding prophylactic laser peripheral iridotomy), or surgery
  • cataracts / posterior capsular opacification with a visual acuity of 20/40 or worse in the best corrected eye, or when a surgery referral is made
  • retinal disease that is acute, or is chronically progressive
  • corneal disease that is acute, or is chronically progressive
  • uveitis that is acute or chronic during episodes of active inflammation
  • optic pathway disease that is acute, or is chronically progressive
  • acquired cranial nerve palsy resulting in strabismus during the acute phase or until the condition resolves or stabilizes
  • ocular drug toxicity screening for patients taking hydroxychloroquine, chloroquine, ethambutol or tamoxifen

If you are 65 years and older and you do not have an eligible medical condition affecting your eyes, OHIP will cover:

  • 1 major eye exam for you once every 18 months and 2 additional follow-up minor assessments.

You may be eligible for additional eye care if you are on theOntario Disability Support Program(ODSP) orOntario Works.

Podiatry (foot-health services)

OHIP covers between$7-16 of each visit to a registered podiatrist up to $135 per patient per year, plus $30 for x-rays. You will need to pay for the remainder of the cost of each visit.

Surgeries performed by podiatrists are not covered by OHIP.

Find a registered podiatrist.

Ambulance services

If you need an ambulance for a medical emergency, OHIP covers part or all the costs depending on the circ*mstances.

Travel for Northern Ontario residents

If you have to travel long distance for specialized medical care and live in one of the following areas, OHIP might help pay for your travel and accommodation through the Northern Health Travel Grant:

  • Algoma
  • Cochrane
  • Kenora
  • Manitoulin
  • Nipissing
  • Parry Sound
  • Rainy River
  • Sudbury
  • Thunder Bay
  • Timiskaming

Find out if you qualify and how to apply to the Northern Health Travel Grant.

Services not covered by OHIP

OHIP does not cover:

  • prescription drugs provided in non-hospital settings (such as antibiotics prescribed by your family doctor)
  • dental services provided in a dentist’s office
  • eyeglasses, contact lenses
  • laser eye surgery
  • cosmetic surgery

Protect your health card number

Only share your health card number with health care professionals who are entitled to have it, such as:

  • doctors
  • nurse practitioners
  • hospitals
  • chiropractors
  • optometrists

You can use your health card as a form of identification for other reasons, but no one else can record or copy your health card number. If your health card number falls into the wrong hands, it could be used to access to your personal health information or for OHIP fraud.

Help prevent OHIP fraud

You can help stop someone who:

  • knowingly uses an Ontario health card that is not theirs
  • receives health services covered by OHIP but is not an Ontario resident
  • knowingly gives false information to get OHIP when they know they are not eligible

To report suspected cases of OHIP abuse or fraud:

  • call us anonymously at1-888-781-5556
  • send us an e-mail

We investigate every report and will cancel OHIP coverage if someone cannot prove they qualify for OHIP. We also refer suspected fraud to the Ontario Provincial Police for investigation and possible prosecution.

What OHIP covers (2024)

FAQs

What is fully covered by OHIP? ›

If you need to go to the hospital, OHIP covers doctor and nursing services; services to diagnose what's wrong (such as blood tests and x-rays); medications for inpatients (once a patient is discharged, prescribed medications are not covered); accommodation and meals if you have to stay (if you want a private or semi- ...

What are three things that OHIP does not cover in Ontario? ›

Things not covered by OHIP:

hearing care. certain drugs administered outside of hospital, such as certain costly cancer drugs. ambulance transportation services that are not deemed medically necessary. dental services, except for complex dental surgeries performed in a hospital.

Which of the following is not covered by OHIP? ›

NON-OHIP INSURED SERVICES

Examinations/diagnostic tests requested by employers, insurance companies, government agencies, etc. Pre-adoption examinations. Prescription renewals for non-rostered patients. Any routine office visit without a valid OHIP card.

Does OHIP cover students studying in the US? ›

To maintain OHIP coverage, you can travel outside Canada for 212 days in a one-year period. For coverage for a longer period of time, you must be studying, working or doing charity work outside Canada.

What does OHIP cover outside Ontario? ›

In 2020, Ontario's Ministry of Health reinstated OHIP coverage for out-of-country emergency hospital, health facility and doctor services. Even so, the Ontario government recommends that you buy travel health insurance coverage in case you need emergency health services while you are out of the country.

Why are some tests not covered by OHIP? ›

Lastly, some tests are part of private healthcare services, such as those offered by executive health programs or for specific occupational requirements. These specialized tests are usually not covered by OHIP as they are considered beyond the scope of general public health care.

Are CT scans covered by OHIP? ›

In Ontario, OHIP will cover your CT scan appointment if: It's medically necessary. Your accredited physician has provided a requisition.

How much is it to see a doctor in Canada? ›

Text version of graph
SpecialtyAverage cost per service
Family medicine$56.02
Internal medicine$90.02
Cardiology$87.42
Gastroenterology$112.03
16 more rows
Nov 17, 2022

How much does an ER visit cost in Canada? ›

Hospital Fees for Patients without Canadian Health Insurance
Uninsured resident of CanadaNon-resident of Canada
Outpatient visit (Hospital appointments), each$386$1,158
Emergency visit, each$386$1,158

What kind of healthcare is not free in Canada? ›

What's not covered with your health card? Most notably, the public health system does not cover prescriptions, dental care and vision care.

Are walk-in clinics free in Ontario? ›

Under Canada's universal healthcare system, basic necessary medical services are covered when you present your valid health card. While walk-ins are generally free, you might be charged a fee if you don't live in that province or territory.

Is a chiropractor covered by OHIP? ›

Chiropractic care isn't covered by OHIP, but a lot of extended health insurance plans cover chiropractic care. Some clinics directly bill many major insurance companies. Contact your insurance company directly if you don't know if your plan covers chiropractic care.

How much does OHIP cover in USA? ›

OHIP pays up to $400 CAN per day in U.S. hospital costs, depending on level of care. The plan also reimburses outpatient visits at $50 CAN per day.

Can Americans use Canadian healthcare? ›

Yes, you can get healthcare in Canada as an American, but it won't be free. Canada does not pay for healthcare services for visitors, so you should have health insurance before you cross the border.

How long can I be out of Canada without losing benefits? ›

Your provincial or territorial health plan will cover only part, if any, of medical expenses outside Canada and will not pay up front. Furthermore, it will become invalid if you live elsewhere beyond a certain length of time—generally six to eight months, depending on your province or territory.

What is full coverage insurance Ontario? ›

“Full coverage” generally means that you have comprehensive, collision and liability coverage. However, sometimes insurance companies include extra coverages as part of this package, like rental cars or ticket forgiveness.

What medications are covered by OHIP? ›

What is covered
  • antibiotics to treat infections.
  • inhalers for asthma.
  • various insulins, oral diabetic medications and diabetes test strips.
  • epinephrine injectable products ( e.g. auto-injectors)
  • drugs to treat arthritis, epilepsy and other chronic conditions.
Jul 4, 2017

Is laser cataract surgery covered by OHIP? ›

The cost of traditional cataract surgery and the use of a monofocal intraocular lens is covered by OHIP. However, there are options for premium intraocular implants, advanced diagnostics, and laser-assisted cataract surgery that are considered enhancements and may not be covered by insurance.

What are fully insured health plans? ›

What is a fully insured health plan? A fully insured health plan is a traditional type of insurance option sponsored by an employer. The employer pays monthly and yearly premiums to the insurance company, with fixed annual amounts based on how many employees are enrolled in the health plan.

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