When Is Open Enrollment 2024? Dates & Deadlines for Each State (2024)

The 2024 Open Enrollment Period (OEP) begins November 1, 2023, and ends usually January 15, 2024, in most states. Because January 15 falls on a federal holiday in 2024, OEP will extend until midnight, January 16 in many states.1

The chart below shows the 2024 OEP dates for the states that use the federal ACA exchange. Coverage begins January 1.

If you have a Special Enrollment Period, coverage will begin the first day of the month after you sign up. For example, if you sign up on February 15, your coverage will be effective March 1.

StatesFederal Open Enrollment Period for 2024 Plans
AlabamaNovember 1, 2023 – January 16, 2024
AlaskaNovember 1, 2023 – January 16, 2024
ArizonaNovember 1, 2023 – January 16, 2024
ArkansasNovember 1, 2023 – January 16, 2024
DelawareNovember 1, 2023 – January 16, 2024
FloridaNovember 1, 2023 – January 16, 2024
GeorgiaNovember 1, 2023 – January 16, 2024
HawaiiNovember 1, 2023 – January 16, 2024
IllinoisNovember 1, 2023 – January 16, 2024
IndianaNovember 1, 2023 – January 16, 2024
IowaNovember 1, 2023 – January 16, 2024
KansasNovember 1, 2023 – January 16, 2024
LouisianaNovember 1, 2023 – January 16, 2024
MichiganNovember 1, 2023 – January 16, 2024
MississippiNovember 1, 2023 – January 16, 2024
MissouriNovember 1, 2023 – January 16, 2024
MontanaNovember 1, 2023 – January 16, 2024
NebraskaNovember 1, 2023 – January 16, 2024
New HampshireNovember 1, 2023 – January 16, 2024
North CarolinaNovember 1, 2023 – January 16, 2024
North DakotaNovember 1, 2023 – January 16, 2024
OhioNovember 1, 2023 – January 16, 2024
OklahomaNovember 1, 2023 – January 16, 2024
OregonNovember 1, 2023 – January 16, 2024
South CarolinaNovember 1, 2023 – January 16, 2024
South DakotaNovember 1, 2023 – January 16, 2024
TennesseeNovember 1, 2023 – January 16, 2024
TexasNovember 1, 2023 – January 16, 2024
UtahNovember 1, 2023 – January 16, 2024
VirginiaNovember 1, 2023 – January 16, 2024
West VirginiaNovember 1, 2023 – January 16, 2024
WisconsinNovember 1, 2023 – January 16, 2024
WyomingNovember 1, 2023 – January 16, 2024

Some states with their own ACA exchanges have different date ranges for the 2023 Open Enrollment Period. The chart below shows the SEP and OEP dates for these states.

StateState Open Enrollment Period for 2024 Plans
California2November 1, 2023 – January 31, 2024
Colorado3November 1, 2023 – January 15, 2024
Connecticut4November 1, 2023 – January 16, 2024
Idaho5October 15, 2023 – December 15, 2023
Kentucky6November 1, 2023 – January 15, 2024
Maine17November 1, 2023 – January 15, 2024
Maryland7November 1, 2023 – January 15, 2024
Massachusetts8November 1, 2023 – January 23, 2024
Minnesota9November 1, 2023 – January 15, 2024
Nevada10November 1, 2023 – January 15, 2024
New Jersey11November 1, 2023 – January 31, 2024
New Mexico12November 1, 2023 – January 15, 2024
New York18November 1, 2023 – January 31, 2024
Pennsylvania13November 1, 2023 – January 15, 2024
Rhode Island19November 1, 2023 – January 31, 2024
Vermont14November 1, 2023 – January 15, 2024
Washington DC15*November 1, 2023 – January 31, 2024
Washington16November 1, 2023 – January 15, 2024
*In Washington, DC, residents can have coverage effective immediately. For example, if residents sign up by June 30, they can choose for their coverage to begin on either June 1 or July 1.

I Missed My State’s Open Enrollment Deadline. Can I Still Get Healthcare Coverage?

If you missed the enrollment deadline in your state, it is still possible that you can qualify for a Special Enrollment Period (SEP) that will allow you to apply for health insurance.

You can qualify for an SEP if you have experienced a qualifying life event.

Qualifying life events can include:20

    • The loss of health insurance through a job.
    • Household changes such as marriage, divorce, a death in the family, or having a baby.
    • A change in your home address.

See a list of qualifying life events. You have 60 days to enroll in a plan, if you qualify for an SEP.21 But, if you miss that 60-day window, you will have to wait until OEP to enroll in an individual health insurance policy for 2024.

If you missed the 2023 Open Enrollment Period in your state and you do not qualify for an SEP, you can apply for a short-term health insurance plan.

  • Short-term health insurance coverage can be purchased outside of OEP for up to 364 days, and you can reapply for short-term coverage for up to 36 months in 25 states.22
  • Short-term health insurance plans function as a temporary fit for healthy people, as they will not cover pre-existing conditions, and may be subject to medical underwriting.

If you do not qualify for an SEP and decide not to apply for a short-term health plan, you will have to wait until Open Enrollment 2024 begins in fall 2023.

HealthMarkets can help you determine whether you qualify for an SEP and find an individual health plan that meets your needs. Shop, compare, and enroll in a health plan online or call us at (800) 827-9990.

When Is Open Enrollment 2024? Dates & Deadlines for Each State (2024)

FAQs

When Is Open Enrollment 2024? Dates & Deadlines for Each State? ›

Here are the 2024 important dates & deadlines for New Jersey: 2024 Open Enrollment starts Wednesday, November 1, 2023. The last day to sign up for 2024 coverage is January 31, 2024.

What states extended Open Enrollment? ›

The states that have extended their open enrollment periods for their residents include: California, Colorado, Massachusetts, Minnesota, Nevada, New Jersey, New York, Pennsylvania, Rhode Island, Washington, and Washington D.C. That means if you live in one of those states, you have more time to consider your health ...

How long is Open Enrollment for New York State? ›

What is an Open Enrollment Period? An Open Enrollment Period is a limited time of year – usually November through January – when you can enroll in a Qualified Health Plan. If you do not enroll during these months, you will need to wait until the next Open Enrollment Period.

How long is Open Enrollment in Texas? ›

The HealthCare.Gov Enrollment Period Is Now Open. It's time to check out your options for health coverage through HealthCare.Gov! If you or your family need health insurance for 2024, sign up on HealthCare.Gov from November 1, 2023 through January 15, 2024. Enroll by December 15 to have coverage begin on January 1.

Is open enrollment still open in Florida? ›

Open enrollment for health insurance in 2024 starts November 1, 2023, and runs until January 15, 2024, in Florida. The dates may vary depending on the state and the specific health insurance marketplace.

What is the income limit for Medicaid in Florida 2024? ›

Maximum Income Level (Per Year 150% FPL)

For instance, the Florida Medicaid income limit for 2024 for a family of 4 is set at $45,000 annually (before taxes). If the income exceeds this amount but is within 133% to 200% of the FPL, children under 19 may still qualify for Florida Healthy Kids with modest premiums.

What is the Medicare premium for 2024? ›

The Centers for Medicare & Medicaid Services (CMS) has announced that the standard monthly Part B premium will be $174.70 in 2024, an increase of $9.80 from $164.90 in 2023. The annual deductible for all Medicare Part B enrollees in 2024 will be $240, an increase of $14 from the 2023 deductible of $226.

What is the Medicare proposed rule for 2024? ›

Beginning January 1, 2024, CMS is finalizing implementation of a separate add-on payment for healthcare common procedure coding system (HCPCS) code G2211. This add-on code will better recognize the resource costs associated with evaluation and management visits for primary care and longitudinal care.

What is the deadline for Medicare enrollment? ›

When Is The Medicare General Enrollment Period? The General Enrollment Period for Original Medicare is January 1 through March 31 each year.

How long is open enrollment in Pennsylvania? ›

In Pennsylvania the open enrollment period for individual and family coverage runs from November 1 to January 15. Your coverage starts on January 1 if you enroll before December 15.

Is NY open enrollment for health insurance 2024? ›

For 2024 coverage, however, New York State of Health is keeping enrollment open through May 31, 2024, due to the “unwinding” of the pandemic-era continuous coverage rule for Medicaid. So enrollment in 2024 qualified health plans in New York continues through May 2024, without the need for a qualifying life event.

How long is open enrollment in Washington state? ›

Open enrollment happens every year. It begins November 1 and ends January 15.

What is open enrollment in Arizona? ›

Open enrollment enables Arizona students to attend public schools outside their attendance area.

How long is open enrollment for Covered California? ›

1 – Jan. 31. Open enrollment is the period during which people can purchase health insurance for the upcoming year.

How does open enrollment work in California? ›

Open enrollment is the time of year when everyone can apply for a plan through Covered California. This usually happens from November to January. Outside open enrollment, people who experience qualifying life events can apply during special enrollment.

What states have Medicaid expansion? ›

Arizona, Arkansas, Indiana, Iowa, Michigan, Montana, and Utah have approved Section 1115 waivers to operate their Medicaid expansion programs in ways not otherwise allowed under federal law.

Does Illinois have open enrollment? ›

Illinois offers K–12 students and their families several types of school choice, including two private school choice programs, charter schools, magnet schools, home schooling and intra-district public school choice via an open enrollment policy.

Is Ohio an open enrollment state? ›

Every spring, each school district in Ohio may choose whether or not to accept students through open enrollment for the next school year. This Open Enrollment Listing lists school districts by district name and whether or not they will accept applications for the 2023-2024 school year.

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