Your Results - Fidelity (2024)

For your investing and spending needs, consider the Fidelity Account® plus a Fidelity® Cash Management Account.

Fidelity Account plus Fidelity® Cash Management Account Summary

The Fidelity Account provides a low cost way to invest in a wide variety of securities:

  • A broad range of investment choices, including stocks, ETFs, bonds, options, and over 10,000 funds from Fidelity & other companies
  • $7.95 commission on all online U.S. equity purchases1
  • Among the most competitive margin rates in the industry
  • No annual fees

With a Fidelity® Cash Management Account, you can benefit from the following cash management features:

  • ATM fees reimbursed nationwide2
  • Competitive interest rates (see current rates)
  • No account fees
  • Free Fidelity BillPay®
  • Free unlimited checkwriting
  • Free automated money transfer feature
  • Deposits are eligible for FDIC insurance3
  • Account dashboard: Manage your cash online from one secure place, where you can pay bills, check balances and transactions, and access money movement options like EFT and automatic investments.
  • Free mobile check deposit: Scan and deposit checks with your iPhone®, iPad®, Android, and most mobile devices with Fidelity Mobile®.

Open the Fidelity Account plus the Fidelity® Cash Management Account now

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

1$7.95 commission applies to online U.S. equity trades in a Fidelity account with a minimum opening balance of $2,500 for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (of between $0.01 to $0.03 per $1000 of principal). Other conditions may apply. See Fidelity.com/commissions for details.

2All Fidelity ATM withdrawal fees will be waived for your Fidelity® Cash Management Account. In addition, your account will automatically be reimbursed for all ATM fees charged by other institutions while using a Fidelity® Visa® Gold Check Card linked to your account at any ATM displaying the Visa®, Plus®, or Star® logos. The reimbursem*nt will be credited to the account the same day the ATM fee is debited from the account. Please note that there is a foreign transaction fee of 1% that is not waived, which will be included in the amount charged to your account. The Fidelity® Visa® Gold Check Card is issued by PNC Bank, N.A., and the check card program is administered by BNY Mellon Investment Servicing Trust Company. These entities are not affiliated with each other or with Fidelity Investments. Visa is a registered trademark of Visa International Service Association, and is used by PNC Bank pursuant to a license from Visa U.S.A. Inc.

3The Cash Balance in the Fidelity Cash Management Account is swept to an FDIC-insured interest bearing account at a Program Bank. The deposit at the Program Bank is not covered by SIPC. The deposit is eligible for FDIC insurance subject to FDIC insurance coverage limits. All assets of the account holder at the depository institution will generally be counted toward the aggregate limit. For more information about FDIC insurance coverage, please visit the FDIC Web site at FDIC.gov or call 877-ASK-FDIC. As referenced in the FDIC-Insured Deposit Sweep Disclosure Document for the Fidelity Cash Management Account, customers are responsible for monitoring their total assets at the Program Bank to determine the extent of available FDIC insurance. All FDIC insurance coverage is in accordance with FDIC rules. Go to Fidelity.com/FCMACoreBanks to see a list of eligible Program Banks, and the FDIC Disclosure Document (PDF) This page will open in a popup window.

Third party trademarks appearing herein are the property of their respective owners. All other trademarks are property of FMR LLC.

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Prior to trading options, please read Characteristics and Risks of Standardized Options, and call 800-343-3548 to be approved for options trading. Supporting documentation for any claims, if applicable, will be furnished upon request.

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Your Results - Fidelity (2024)
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