Source: Board of Governors of the Federal Reserve System (US)
Release: Household Debt Service and Financial Obligations Ratios
Units: Percent,Seasonally Adjusted
Frequency: Quarterly
Notes:
The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.
The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.
For more information, please visit the Board of Governors.
Suggested Citation:
Board of Governors of the Federal Reserve System (US), Consumer Debt Service Payments as a Percent of Disposable Personal Income [CDSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/CDSP, June 5, 2024.
Source: U.S. Bureau of Economic Analysis
Release: Personal Income and Outlays
Units: Percent,Seasonally Adjusted Annual Rate
Frequency: Monthly
Notes:
BEA Account Code: A072RC
Personal saving as a percentage of disposable personal income (DPI), frequently referred to as "the personal saving rate," is calculated as the ratio of personal saving to DPI.
Personal saving is equal to personal income less personal outlays and personal taxes; it may generally be viewed as the portion of personal income that is used either to provide funds to capital markets or to invest in real assets such as residences.(https://www.bea.gov/national/pdf/all-chapters.pdf)
A Guide to the National Income and Product Accounts of the United States (NIPA).
Suggested Citation:
U.S. Bureau of Economic Analysis, Personal Saving Rate [PSAVERT], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/PSAVERT, June 5, 2024.
