FAQ
What is the best international health insurance for adventurous travellers?
World Nomads is often considered the best option for adventurous travellers, offering coverage for over 200 activities and providing customized plans such as the Standard and Explorer Plans, which have emergency medical evacuation coverage up to $500,000.
How do I compare international health insurance plans?
When comparinginternational health insuranceplans, consider factors like the insurer’s network size, the breadth of benefits, ease of claim filing, and additional features like telemedicine. You should also look at the financial stability of the insurer, which can be indicated by A.M. Best ratings, and read customer feedback to gauge the service quality and reliability of the company.
Can I get health insurance that covers me globally?
Yes, many insurers offer global health insurance plans that provide coverage worldwide. Companies like Cigna Global, GeoBlue, and William Russell offer comprehensive global plans that can be tailored to include or exclude certain regions, such as the USA, depending on your needs.
What are some top global insurers for expats?
Sometop global insurersfor expats include Cigna Global, offering options that range from Silver to Platinum Plans, GeoBlue with Xplorer plans specifically designed for US expats, and William Russell, which specialises in providing health insurance for expats in Asia.
How can US citizens living abroad find good health insurance?
US citizens living abroad can consider GeoBlue’s Xplorer plan, which offers comprehensive benefits, including unlimited medical maximums and some coverage in the USA. They are known for their extensive network and seamless claims process, boasting an A- rating from A.M. Best.
What should expats in Asia consider when choosing health insurance?
Expats in Asia should consider insurers like William Russell, which offers tailored plans with different coverage levels and comprehensive benefits geared for life in Asia. It’s important to look for plans that provide a balance between coverage, cost, and customer service, particularly for regions where health care may vary substantially.
How do I ensure my international health insurance is affordable?
To ensure your international health insurance is affordable, choose flexible plans where you can set deductibles and coverage limits, like those offered by International Medical Group (IMG). Compare different plans and coverage options to find one that offers the essential benefits you need at a cost-effective price, and consider policies like IMG’s Europe-Only Coverage for more specific regional insurance.
How do I get international health insurance for adventure activities?
To get international health insurance that covers adventure activities, opt for insurers that specialise in adventure travel, such as World Nomads. With their Standard and Explorer Plans, you can tailor your coverage to match the level of risk associated with your travel activities.
What kind of support can I expect from my international health insurance provider?
Most reputable international health insurance providers offer 24/7 customer support and assistance services. These include coordination of medical care, help with emergency medical evacuations, and support with claim filings. Be sure to verify what type of assistance services are included in your policy before purchasing.
Are there international health insurance plans that include telemedicine services?
Yes, some international health insurance plans include telemedicine services, allowing you to consult with a healthcare professional virtually. Companies like GeoBlue provide telehealth services as part of their coverage, which can be particularly helpful when you’re in remote locations or need medical advice promptly.
