Every year, countless people go on trips. To ensure a safe trip, you should take care of securing reliable international health insurance. Here's cost of health insurance costs and where you can buy it
Order an international health insurance policy for your safety and peaceful stay in any country
International health insurance is designed to cover the cost of medical care while abroad. It is not mandatory in many countries of the world, but most expats prefer this type of insurance. The policy provides peace of mind, because owners of this type of insurance will not have to worry about paying for medical care while in a foreign country.
We talked about the difference between travel and health insurance earlier.
The cost of international health insurance varies significantly depending on the circ*mstances. How much does international health insurance cost? Details in our material.
European Health Insurance Card.Read herehow to get preferential medical care in the EU countries.
How to choose health insurance:step-by-step instructions.
Health insurance abroad: find answers to the most common questionshere.
What is the average cost of an international health insurance policy?
International health insurance can cost from $200 to $900 per month, with an average of $500. However, the final cost of an international health insurance policy depends on many factors.
What affects the cost of health insurance for foreigners?
The most important factors affecting the cost of an insurance policy include:
•Geographic coverage of the policy. International insurance that will be valid around the world or in a particular region will cost more than local insurance for a certain country.
•Country of coverage. Some of the most popular countries for expats also have the most expensive healthcare systems. As a result, health insurance will be more expensive for people living in these countries. For example, the cost of an annual policy in Mexico will be approximately $5,658, and in Hong Kong - $12,175.
•Age of the insured person. Most companies have different prices for different age groups. The cost of the policy increases with the age of the client. Also, many companies stop offering coverage after a certain age (usually 75-85). In general, the older you are, the more medical services you will need.
•Medical history. The presence of chronic diseases can increase the cost of an insurance policy.
•Type of policy and coverage amount. One of the most important factors that affect the cost of international health insurance is the amount of coverage and benefits you choose to include in your particular plan. Most insurance companies offer three levels of coverage: basic, extended, and premium. Each level provides a wider range of benefits and a higher amount of coverage for each category of benefits. Each level is also more expensive.
•Franchise. Quite often, insurance companies offer to share the cost of medical care with the client through deductibles, co-pays and other cost-sharing options, and in exchange they reduce the cost of your policy. Choosing higher deductibles can lower your costs, but often not as much as you expect.
•Number of people. An individual insurance policy will cost less than a family insurance policy.
How to save money when buying an international health insurance policy?
An international health insurance policy is usually quite expensive, however, if you pay attention to several factors, you can save significantly:
•Choose insurance companies that offer policies for specific regions, not for the world as a whole.
•Look for an insurance agent that offers individual policies. Quite often, insurers combine many benefits into one package - this can cost significantly more. However, if you choose a company that offers individual plans, you can save significantly.
Going for the cheapest international health insurance policy is not always a good idea, as these types of plans are usually very limited and will not provide you with the protection you need. The reliability of the insurance agent is also an important factor. Visit World offers insurance policies from experienced insurance companies that can guarantee you a peaceful stay abroad.
Products from Visit World for a comfortable trip:
Medical insuranceall over the world;
Legal advicefrom a local specialist on visa and migration issues (to receive the service, select the country of interest and citizenship).
