Progressive Insurance Canada | Car Insurance (2024)

Progressive Insurance Canada | Car Insurance (1)

Progressive is one of the most popular car insurance companies in the United States, ranking fifth for market share in 2017. Competing with both agent-driven insurance companies like Allstate and direct-buy companies like GEICO, Progressive straddles the line between the two approaches to selling insurance.

About Progressive

Progressive insurance was founded in 1937 in Ohio, with headquarters in a suburb of Cleveland. The company went public in 1971 and saw a lot of growth in the following decades.

Progressive was one of the first insurance companies to really use the Internet to sell policies, offering quotes online and over the phone before most other companies. They also stood out from the crowd by offering quotes from other companies along with their own rates, a practice they continue today.

Progressive has used a very popular spokesperson, Flo, and also offers some unusual options, such as the “Name Your Price” policy. These things have kept Progressive among the most popular insurance companies in the U.S.

Progressive Products

Progressive is best known for auto insurance, but also offers a range of other personal lines products. They cover specialty vehicles like ATVS, motorcycles, and RV’s, and provide home, life, and other coverage through associated insurance companies.

Progressive also offers business insurance and commercial auto for the commercial market.

Auto insurance is by far Progressive’s best-known product. Their “Name Your Price” policy allows customers to enter their budget and receive a quote with coverage that fits that budget. They also offer usage-based insurance options, Concierge Claims Service, and a Loyalty Rewards program for their policyholders.

Progressive’s Reputation

Progressive has a reputation for being a friendly and down-to-earth company, but has its share of negative reviews and complaints. As a company that offers policies through both agents and directly, Progressive appeals to a large customer base – both those who want the personal service of an agent and those who prefer to shop online or over the phone.

Progressive doesn’t quite live up to all of its service promises, ranking only as average in the annual J.D. Power study for 2014. Overall, however, the company has a fairly good reputation.

Quoting with Progressive

Progressive makes quoting easier than just about any other insurance company. There are options for online and phone quoting as well as the option to choose an insurance agent or broker to obtain quotes in person.

Progressive’s system allows the customer to see a group of quotes from Progressive as well as from other companies right on their own page, which his unusual among insurance companies.

Customers can also choose the “Name Your Own Price” quoting option in order to get a quote that fits their budget. This system requires a little closer attention to the coverage choices to ensure needed coverage isn’t being cut to meet the budget.

Will Progressive Come to Canada?

Progressive has shown no sign of expanding their services into Canada, but as one of the top five insurance companies in the U.S. it is possible that they could make the move in the future. Progressive is a likely candidate to join the other U.S. insurance companies that have opened operations in Canada due to their popularity and flexible product options.

If you are looking for car insurance quotes in Canada, InsuranceHotline.com is a free service that helps you compare quotes from 30+ Canadian insurance providers. Click here to compare auto insurance quotestoday and find out how much you can save.

Progressive Insurance Canada | Car Insurance (2024)

FAQs

How long does Progressive take to answer? ›

It can take anywhere from several weeks to several months for Progressive to respond to demand letters. In some instances, Progressive may fail to respond at all.

Does Progressive write in Canada? ›

Your U.S. policy automatically covers you in Canada, whether you're driving a rental car or your own car. Your policy covers you for as long as you're driving there, and there's no need to notify your insurance company. Learn more about driving in Canada.

Can I get Canadian car insurance with a US license? ›

You'll likely be able to get car insurance in Canada even if you have a foreign driver's license, but you could be required to take a driving test to show you are familiar with Canadian driving regulations.

Does my Canadian car insurance cover me in the US? ›

Will my Canadian auto policy cover me while I'm in the United States? Yes – Canada and the USA have a reciprocal agreement that allows drivers from both countries to use their own auto insurance while traveling across the border.

How long does it take to hear back from Progressive after assessment? ›

After taking an employment assessment

If you recently took an employee assessment, you can expect to receive results within two business days, usually by email.

How long does insurance take to reply? ›

You can expect to hear back from the insurance company anywhere from 30 days to 45 days after your letter is sent. Though, sometimes, this is not always the case. It is possible that an insurance company will drag its feet and it simply won't respond to the letter.

Can I use my Canadian insurance in the US? ›

Any visitor traveling from Canada should purchase visitors health insurance. Most domestic policies will only cover you in your home country and have little to no coverage once you are traveling outside of your home country.

Is US car insurance good in Canada? ›

An American car insurance policy works the same way in Canada as it does in the U.S. Your comprehensive car insurance coverage and auto collision coverage, for example, still apply to damage to your vehicle if you're in an accident while driving in Canada.

Is driving in Canada the same as the US? ›

For the most part, driving in Canada is very similar to driving in the United States, but there are some slight differences in the laws and provincial rules of the road that vary between the countries—especially in that speed is measured in kilometers (not mile) per hour and that there are no right-hand turns on red ...

Can non-residents get car insurance in Canada? ›

Foreigners can apply for non-resident car insurance plans. You will need an international driving permit or a valid Canadian drivers licence. This situation is suited for people who will only be in the country for a short term.

Can you drive a car in Canada with a US license? ›

When visiting another country as a U.S. citizen: Your state driver's license is valid while driving in Canada and Mexico. In other countries, you may need to get an IDP for foreign drivers.

Can I use my US vehicle in Canada? ›

You can bring your vehicle into Canada temporarily as a visitor or temporary resident. Your vehicle doesn't have to meet Canadian standards and must be only for your own use. You can also bring your vehicle for personal use while you're in Canada on a work permit or student visa.

How long does Canadian car insurance last in the US? ›

Most auto insurance companies will insure your Canadian car in the U.S. for up to 6 months, but some providers may provide coverage for longer or shorter periods, so be sure to check your insurer's time limits and restrictions for how long you can have your car outside Canada.

How long can I drive my Canadian car in the USA? ›

Canadians travelling to the United States can keep their car south of the border for up to one year at a time without incurring any fees or paperwork. Americans coming north enjoy the same privilege and can keep their car in Canada for up to 36 months if they have a valid student or work visa.

Does Canadian car insurance work in the US for rental cars? ›

If your personal auto insurance includes Endorsem*nt Q.E.F. 27 “Civil Liability for Damage to Non-Owned Automobiles,” you are covered for damage to the rental, but only in Canada and the U.S. It's exactly the same as your coverage on your own vehicle, including the same options and deductibles.

How long does Progressive Insurance take to settle a claim? ›

We resolve many property damage claims within 7 to 14 days, but repair times can vary greatly based on your vehicle, the damage, etc. No matter what, we'll work quickly and efficiently so you can get back to your normal routine.

How to pass the Progressive interview? ›

Preparing for your Progressive interview
  1. All roads lead back to the job description. Study the description for a reminder of why your experience matches what we're looking for.
  2. Make time to practice. ...
  3. You're also learning about us. ...
  4. Lastly, remember to show your enthusiasm.

Is Progressive 24 hour customer service? ›

How long does it take for Progressive payment to come out? ›

Once your banking information has been submitted and the routing number is confirmed valid, your bank account record will be approved and ready to receive live payments immediately. Payments take approximately 3 business days to reach your account.

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