What are the Covered Reasons for Trip Cancellation? (2024)

FAQs

What counts as covered trip cancellation? ›

The most common covered reason is unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other common covered reasons include terrorism, inclement weather, or a natural disaster, among others.

Policies differ between providers, but cancellation cover usually includes: An injury or illness that prevents you from travelling. A fire or flood at your home.

Sickness, Injury or Death:

An injury, illness or death of you, your traveling companion, your traveling or non-traveling family member, your business partner or your destination host. This is the most common reason for trip cancellation.

This type of plan can reimburse you if your trip is cancelled or interrupted for a covered reason. Some examples of covered reasons could be: Sickness, injury, death, or quarantine of a member of your travel party.

Generally travel insurance will cover things like medical expenses if you become ill while on holiday, redress if your belongings are lost or stolen, and money back if your trip is cancelled under certain circ*mstances.

A simple way to change or cancel a flight without paying a fee is to do so within 24 hours of booking. After this window, the next option is to wait to see if the airline makes a change to the flight — the departure time, the aircraft, etc. — which will automatically grant you a refund if you change or cancel.

When an airline says that a ticket is nonrefundable, it doesn't mean that you can't cancel a ticket. Depending on the ticket type, often, 'nonrefundable' simply means: The airline will not give you all of your money back if you cancel (true for most basic economy tickets).

Cancellation generally covers you for the cost of cancelled flights, hotels, visas, tours/excursions, paid-for activities or sports, and prepaid meals, less applicable excess. This is all assuming that the expenses cannot reasonably be recovered from any source.

Does a credit card cover holiday cancellation? ›

If you paid for your holiday by credit or debit card, some travel insurers might ask you to make a claim with your card provider before making an insurance claim. Making a claim with your credit card provider could mean you get more of your money back.

Commonly, travel insurance plans, including cruise insurance plans, will cover reasons such as: The unexpected death, illness, or injury of you and/or a traveling companion that deems you unfit to travel, by order of a licensed physician. The hospitalization or death of a non-traveling family member.

Unlike trip cancellation coverage, the optional travel insurance cancel for any reason benefit (CFAR) offers partial reimbursem*nt on prepaid, nonrefundable costs if you cancel for any reason, even those not typically covered by your comprehensive travel insurance policy.

Raise a cancellation request easily in case of a health emergency. This includes COVID-19 cases as well. Cleartrip medi-cancel refund allows you to get a full refund* on your flight booking. Simply cancel and submit valid medical documents certified by a certified Allopathic Medical Practitioner.

CFAR coverage typically reimburses up to 75% of your nonrefundable trip costs when you cancel a trip. But you have to cancel at least 48 hours before your scheduled departure if you hope to file a successful CFAR claim.

Trip Cancellation Insurance will reimburse you for the amount of pre-paid, non-refundable travel expenses (e.g. airline, cruise, train, hotel, etc.) that you have insured, should you cancel your trip before departure for an unforeseen covered reason.

Most travel insurance companies will accept your claim if your request and the valid reason for cancellation is submitted within 30 days of your departure.

Can You Cancel Travel Insurance? Yes, travel insurance can be canceled at any time and for any reason. However in order to receive a refund, the cancellation must occur within a policy's Money Back Guarantee period. To cancel a policy, a traveler can contact their provider directly.